San Bernardino County property record for 21538 Pine Ridge Ave, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,657 sqft · built 1976 |
| Lot Size | 1 acre (43,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Sep 2025) |
| Tax Bill | $1,511 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 3112-551-01-0000 |
| Primary APN | 3112-551-01-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 2,203 sqft |
| 1st Floor Area | 1,657 sqft |
| Family Room | Family Room |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 43,750 sqft |
| Lot Dimensions | 250 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 236 sqft |
| Patio Area | 236 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 21538 PINE RIDGE AVE |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2851 LOT 87 TR NO 2851 APPLE VALLEY RANCHOS UNIT NO 1 LOT 87 EX UND 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | APPLE VALLEY RANCHOS UNIT #1 |
| Legal Tract | 2851 |
| Legal Block | 3 |
| Legal Lot Number | 87 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 9714 |
21538 Pine Ridge Ave is owned and occupied by two individuals who bought it in September 2025.
Source: San Bernardino County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21538 PINE RIDGE AVE, APPLE VALLEY, CA 92307-3939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Nov 17, 2009 · Amount on File |
| Deed Document Number | 2025226574 |
| Prior Transfer Date | Jan 24, 2003 |
| Prior Transfer Doc | 0000056338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 19, 2025 |
| Property Address | 21538 PINE RIDGE AVE, APPLE VALLEY, CA 92307-3939 |
| Document Number | 0000226574 |
| Map Reference | MB 39 PG 27-28 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025-0226574 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21538 PINE RIDGE AVE, APPLE VALLEY, CA 92307-3939 |
| Document Number | 0000226575 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-0226575 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0000226576 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025-0226576 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 95561 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 112 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 21538 PINE RIDGE AVE, APPLE VALLEY, CA 92307-3939 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 21538 PINE RIDGE AVE, APPLE VALLEY, CA 92307-3939 |
| Document Number | 0000007284 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021-0007284 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 21538 PINE RIDGE AVE, APPLE VALLEY, CA 92307-3939 |
| Document Number | 0000163145 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | TSI TITLE COMPANY, TSI TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21538 PINE RIDGE AVE APPLE VALLEY CA 923073939, APPLE VALLEY, CA 92307-3939 |
| Document Number | 0000163145 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 163145 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2049 |
The 2025 property tax bill for 21538 Pine Ridge Ave was $1,511.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $440,000 (+247.83%) Land $88,000 Building $352,000 | |
| 2025 | $1,511.00 Homeowner's exemption | $126,499 Land $37,949 Building $88,550 |
| 2023 | $1,452.00 (+1.68%) Homeowner's exemption | $121,587 Land $36,475 Building $85,112 |
| 2022 | $1,428.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21538 Pine Ridge Ave in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21538 Pine Ridge Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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