Lee County property record for 21531 N River Rd, Alva, FL 33920
| Property Type | Farm - Dairy |
|---|---|
| Details | 3 bd · 2 ba · 4,362 sqft · built 2003 |
| Lot Size | 4.76 acres (207,346 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,624 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-43-27-00-00002.002A |
| Primary APN | 22-43-27-00-00002.002A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 4,362 sqft Gross Area |
| 1st Floor Area | 1,043 sqft |
| Upper Floors Area | 492 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 207,346 sqft |
| Garage Type | Attached |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 535 sqft |
| Patio Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10356115 |
|---|---|
| Street Address | 21531 N RIVER RD |
| City | ALVA |
| State | FL |
| Zip | 33920-3397 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | AG-2 |
| Legal Description | S 1/2 OF NE 1/4 OF SE 1/4 OF NW 1/4 |
| Legal Range | 27E |
| Legal Township | 43S |
| Legal Section | 22 |
| Legal Subdivision | TOWN OF ALVA |
| Legal Tract | 00 |
| Legal Block | 2 |
| Legal Lot Number | 2A |
| Jurisdiction | LEE FL |
| Township / Civil Division | FORT MYERS SHORES |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 30300 |
21531 N River Rd, an agricultural property, is owned and occupied by an individual who acquired it in December 2013.
Source: Lee County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21531 N RIVER RD, ALVA, FL 33920-3397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2013 |
| Transfer Doc | 0000271768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21531 N RIVER RD, ALVA, FL 33920-3397 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21531 N RIVER RD, ALVA, FL 33920-3397 |
| Document Number | 0000268235 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022000268235 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.87% |
The 2025 property tax bill for 21531 N River Rd was $6,624 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,275 (-29.03%) | $486,413 (+3.89%) Land $111,170 Building $375,243 | |
| 2025 | $6,624.00 Homeowner's exemption | $468,196 Land $311,708 Building $156,488 | $468,196 Land $311,708 Building $156,488 |
| 2023 | $6,997.00 (+2.52%) | $450,630 (-2.73%) Land $191,633 Building $258,997 | $450,630 (-2.73%) Land $191,633 Building $258,997 |
| 2022 | $6,825.00 Homeowner's exemption | $463,274 Land $121,500 Building $341,774 | $463,274 Land $121,500 Building $341,774 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21531 N River Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21531 N River Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 66% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Streamline Internet.
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