Lee County property record for 21531 Belhaven Way, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,354 sqft · built 2001 |
| Lot Size | 0.246 acres (10,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $670,000 (Jun 2022) |
| Tax Bill | $9,627 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Mar 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-46-25-E2-1200Q.0320 |
| Primary APN | 36-46-25-E2-1200Q.0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,354 sqft Living Area |
| Gross Area | 4,223 sqft |
| 1st Floor Area | 2,514 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 10,720 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 340 sqft |
| Patio Area | 552 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10451044 |
|---|---|
| Street Address | 21531 BELHAVEN WAY |
| City | ESTERO |
| State | FL |
| Zip | 33928-3284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | STONEYBROOK UNIT 2 PB 64 PG 5 BLK Q LOT 32 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 36 |
| Legal Subdivision | STONEYBROOK |
| Legal Tract | E2 |
| Legal Block | Q |
| Legal Lot Number | 32 |
| Legal Unit | 2 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50311 |
21531 Belhaven Way is owned and occupied by an individual who bought it in June 2022.
Source: Lee County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21531 BELHAVEN WAY, ESTERO, FL 33928-3284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on File |
| Deed Sale | Jun 22, 2022 · Amount on File |
| Deed Document Number | 2022207267 |
| Prior Transfer Date | Sep 5, 2007 |
| Prior Transfer Doc | 0000285857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21531 BELHAVEN WAY, ESTERO, FL 33928-3284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 21531 BELHAVEN WAY, ESTERO, FL 33928-3284 |
| Document Number | 0000095601 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 2024000095601 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21531 BELHAVEN WAY, ESTERO, FL 33928-3284 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 21531 BELHAVEN WAY, ESTERO, FL 33928-3284 |
| Document Number | 0000084180 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 2024000084180 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 22, 2022 |
| Property Address | 21531 BELHAVEN WAY, ESTERO, FL 33928-3284 |
| Document Number | 0000207267 |
| Map Reference | MB 64 PG 5 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022000207267 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Title Company | ACCENT TITLE INSURANCE AGENCY INC, ACCENT TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21531 BELHAVEN WAY, 21531, ESTERO, FL 33928-3284 |
| Name | Verified Name |
|---|---|
| Address | 531 L3ELHAVEN WAY, ESTERO, FL 33928 |
| Document Number | 0000207268 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022000207268 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | Other |
| Max Rate | 10% |
The 2025 property tax bill for 21531 Belhaven Way was $9,627.
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,627.00 | $601,414 Land $113,050 Building $488,364 | $601,414 Land $113,050 Building $488,364 |
| 2023 | $9,088.00 (+91.17%) | $561,687 (+112%) Land $165,425 Building $396,262 | $561,687 (+12.62%) Land $165,425 Building $396,262 |
| 2022 | $4,754.00 Homeowner's exemption Widower's exemption | $264,942 | $498,750 Land $136,900 Building $361,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21531 Belhaven Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 8 (2004–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21531 Belhaven Way is high, ranking above 87% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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