Mecklenburg County property record for 21530 Baltic Dr, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,605 sqft · built 1997 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $469,000 (Jun 2000) |
| Tax Bill | $3,323 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-781-18 |
| Primary APN | 001-781-18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,605 sqft Living Area |
| Gross Area | 3,046 sqft |
| 1st Floor Area | 1,481 sqft |
| Upper Floors Area | 1,124 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 41,818 sqft (0.96 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Deck Area | 160 sqft |
| Patio Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21530 BALTIC DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L56 M28-185 &P3 M29-550 |
| Legal Subdivision | JAMES TURNER |
| Legal Block | 1 |
| Legal Lot Number | 56 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 6217 |
21530 Baltic Dr is owned and occupied by an individual who bought it in June 2000.
Source: Mecklenburg County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21530 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2000 · Amount on File |
| Deed Sale | Jun 30, 2000 · Amount on File |
| Deed Document Number | 200092603 |
| Deed Book / Page | 11395 / 762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 21530 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21530 BALTIC DR, CORNELIUS, NC 28031-6436 |
| Document Number | 0000092445 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 37440/17 |
| Instrument | 2022092445 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 588 Months |
| Due | Jun 20, 2071 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 21530 Baltic Dr was $3,323.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,323.00 | $982,100 Land $540,000 Building $442,100 | $982,100 Land $540,000 Building $442,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21530 Baltic Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21530 Baltic Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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