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2153 Whisper Wind Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 2153 Whisper Wind Ln, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,139 sqft · built 2005
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$1,060,000 (Mar 2011)
Tax Bill$16,904 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN265-331-53-00

Property Details

APN / Parcel Number

Primary APN265-331-53-00

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,139 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area27,878 sqft (0.64 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2153 WHISPER WIND LN
CityENCINITAS
StateCA
Zip92024-6554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 PAR 1B PER DOC295113REC71 IN LOT 24&IN TR 000848
Legal SubdivisionRANCHO LAS ENCINITAS
Legal Tract000848
Legal Block1
Legal Lot Number27,24
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract17104

Owner

Source: San Diego County records · APN 265-331-53-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2153 WHISPER WIND LN, ENCINITAS, CA 92024-6554
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 22, 2011 · Amount on Record
Deed SaleMar 22, 2011 · Amount on Record
Prior SaleMay 10, 2004 · Amount on Record
Deed Document Number2011149856
Prior Transfer DateJun 26, 2003
Prior Transfer Doc0000790963
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2153 WHISPER WIND LN, ENCINITAS, CA 92024-6554
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2153 WHISPER WIND LN, ENCINITAS, CA 92024-6554

Mortgage

Document Number0000566761
DateSep 24, 2020
Instrument2020-0566761
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2153 WHISPER WIND LN, ENCINITAS, CA 92024-6554
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address2153 WHISPER WIND LN, ENCINITAS, CA 92024-6554

Mortgage

Document Number0000835886
DateDec 10, 2021
Instrument2021-0835886
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateJan 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.25%
IndexOther
Max Rate8.25%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,457,717 (+2%) Land $653,394 Building $804,323
2025$16,904.00 (+6.74%) Homeowner's exemption$1,429,135 (+4.04%) Land $640,583 Building $788,552
2023$15,836.00 (+2.59%) Homeowner's exemption$1,373,642 Land $615,709 Building $757,933
2022$15,436.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2019, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, T-Mobile USA, Ting Fiber, San Diego Broadband, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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