2153 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Rotterdam Town property record for 2153 Tower Ave, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1970
Square Footage	936 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Occupancy	Owner Occupied
Last Sale	$90,000 (2010)
Tax Bill	$3,457.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 59.7-10-4`
Alternative APN	`280005900700100040000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	936 sqft Living Area
1st Floor	624 sqft 1st Floor
Upper Floors	312 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1970
Architectural Style	Bungalow Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	600 sqft Garage
Shed	1 Shed
Shed Area	60 sqft Shed
Porch Area	504 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	2153 TOWER AVE
City	SCHENECTADY
State	NY
Zip	12304-4783
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G,G2 DAVIA BOYLE+SANDRA HICKS 1.A-100-25
Legal Block	10
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	1
Census Block	1002
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.7-10-4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2153 TOWER AVE, SCHENECTADY, NY 12304-4783
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 06, 2010 · Amount on Record
Deed Sale	Jul 06, 2010 · Amount on Record
Deed Book / Page	1823 / 294
Prior Transfer Date	Feb 23, 2000
Prior Transfer Doc	1574000237
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 22, 2026
Property Address	2153 TOWER AVE, SCHENECTADY, NY 12304-4783
Document Number	0000016426
Book / Page	2176 / 191
Instrument Date	Jun 09, 2026
Instrument	202616426
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NORTHWAY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$75,212.68
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016427,
Date	Jul 22, 2026
Instrument	202616427

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,457.00	$94,000 (-) Land $9,500 Building $84,500	$144,600 (+16.9%) Land $14,614 Building $129,986
2023		$94,000 Land $9,500 Building $84,500	$123,700 Land $12,502 Building $111,198

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.