2153 Richards Dr, Garwin, IA 50632 Property Records

Tama County property record for 2153 Richards Dr, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,748 sqft · built 1960
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2018 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05.33.326.006`

Property Details

APN / Parcel Number

Primary APN	`05.33.326.006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
Basement Area	404 sqft
Unfinished Basement	404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,714 sqft (0.223 acres)
Garage Type	Attached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	2153 RICHARDS DR
City	GARWIN
State	IA
Zip	50632-9583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-85-16 LOT 161, 162 & 163 BLK 2 NW & SW
Legal Range	16W
Legal Township	85N
Legal Section	33
Legal Subdivision	AUDITORS
Legal Block	2
Legal Lot Number	161-163
Jurisdiction	TAMA IA
Township / Civil Division	SPRING CREEK
Census Block Group	2
Census Block	2101
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2153 RICHARDS DR, GARWIN, IA 50632-9583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK
Nov 30, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit GREAT WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2153 RICHARDS DR, GARWIN, IA 50632-9583
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020210342
Date	Jan 28, 2021
Instrument	2021-0342

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2031

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2153 RICHARDS DR, GARWIN, IA 50632-9583
Transaction Type	Mortgage
Record Updated	Dec 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20182819
Date	Nov 30, 2018
Instrument	2018-2819

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2153 RICHARDS DR, GARWIN, IA 50632-9583
Transaction Type	Mortgage
Record Updated	Jul 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-2197
Date	Jul 17, 2017
Book Page	2017/2197
Instrument	2017-2197

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	GLADBROOK, IA 50635

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Unified School District	Gladbrook-Reinbeck Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,268.00	$268,560 (+9.44%) Land $43,780 Building $224,780	$268,560 (+9.44%) Land $43,780 Building $224,780
2023		$245,400 Land $43,780 Building $201,620	$245,400 Land $43,780 Building $201,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 93% of Iowa
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heart of Iowa Communications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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