2153 Moline Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 2153 Moline Rd, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,564 sqft · built 1964
Lot Size0.81 acres (35,283 sqft)
Owner2 Individual Names on Record
Last Sale$150,500 (Nov 2024)
Tax Bill$4,950 (2025)
Deeds & MortgagesNov 2023 Foreclosure
Flood ZoneZone X (minimal risk)
APN8913-12-476-013

Property Details

APN / Parcel Number

Primary APN8913-12-476-013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
1st Floor Area1,564 sqft
Basement Area1,564 sqft
Unfinished Basement1,564 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialWood
Construction TypeWood
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area35,283 sqft (0.81 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2153 MOLINE RD
CityWATERLOO
StateIA
Zip50703-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO EAST N 150 FT OF THE S 503 FT E 573 FT SE EXC HWY SEC 12 T 89 R 13 EXC THE N 150 FT OF S 503 FT OF W 305 FT OF
Legal Range13W
Legal Township89N
Legal Section12
Legal SubdivisionUNPLATTED WLOO EAST
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2009
Census Tract1702

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2153 MOLINE RD, WATERLOO, IA 50703-9550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2024 · Amount on Record
Deed SaleNov 2, 2024 · Amount on Record
Prior SaleNov 2, 2023 · Amount on Record
Deed Document Number20245946
Record UpdatedOct 29, 2026

November 2023: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateNov 2, 2023
Property Address2153 MOLINE RD, WATERLOO, IA 50703-9550
Document Number202400005946
Map ReferenceDOC 2005-5655
Instrument DateOct 23, 2023
Instrument202400005946
Transaction TypeForeclosure
Record UpdatedNov 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2153 MOLINE RD, WATERLOO, IA 50703-9550

Mortgage

Document Number202400005947
DateNov 2, 2023
Instrument202400005947
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change9.5%
Index1-Year T-Bill
Max Rate13.5%

Mortgage

Document Number202400005948
DateNov 2, 2023
Instrument202400005948
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term84 Months
DueNov 1, 2030

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,950.00 (+1.39%)$242,590 (+7.72%) Land $32,400 Building $210,190$242,590 (+7.72%) Land $32,400 Building $210,190
2024$4,882.00 (+46.87%)
2023$225,200 (+40.55%) Land $32,400 Building $192,800$225,200 (+40.55%) Land $32,400 Building $192,800
2022$3,324.00 Homeowner's exemption$160,230 Land $32,400 Building $127,830
2021$160,230 Land $32,400 Building $127,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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