Winnebago County property record for 2153 Lake Summerset Rd, Davis, IL 61019
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,000 (Jul 2017) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-128-004 |
| Primary APN | 05-07-128-004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 15,246 sqft (0.35 acres) |
|---|
| Account Number | 330A755 |
|---|---|
| Street Address | 2153 LAKE SUMMERSET RD |
| City | DAVIS |
| State | IL |
| Zip | 61019-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2153 |
| Legal Subdivision | CORRECTED FINAL PLAT 2 |
| Legal Lot Number | 2153 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | DURAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 4100 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2153 LAKE SUMMERSET RD, DAVIS, IL 61019-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2017 · Amount on Record |
| Deed Sale | Jul 3, 2017 · Amount on Record |
| Last Transfer Date | Nov 20, 2024 |
| Transfer Doc | 0000029501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 3, 2017 |
| Property Address | 2153 LAKE SUMMERSET RD, DAVIS, IL 61019-9402 |
| Document Number | 0001019882 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 1019882 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | SECURITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 206 S GALENA AVE #3A FREEPORT IL 610325175, 3A, FREEPORT, IL 61032-5175 |
| Document Number | 1019883 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | 1019883 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Durand Township |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 | $53,278 (+46.28%) Land $2,526 Building $50,752 | $159,834 (+46.28%) Land $7,578 Building $152,256 |
| 2022 | Homeowner's exemption | $36,421 Land $1,744 Building $34,677 | $109,263 Land $5,232 Building $104,031 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: JCWIFI.com, LiteWire.
5G (outdoors only) and 4G LTE
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