2153 Charles Dr, Franklin, IN 46131 Property Records

Johnson County property record for 2153 Charles Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 2017
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$171,800 (May 2017)
Tax Bill	$2,521 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`51001502002/00`

Property Details

APN / Parcel Number

Primary APN	`51001502002/00`
Alternative APNs	`41-08-15-022-050.000-009` `00001089875`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Family Room	Family Room

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001089875
Street Address	2153 CHARLES DR
City	FRANKLIN
State	IN
Zip	46131-7773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUMBERLAND TRAILS 1ST SEC PHASE I LOT 1 MP FRANKLIN COMMUNI
Legal Subdivision	CUMBERLAND TRAILS
Legal Phase	I
Legal Lot Number	1
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3015
Census Tract	610802

Owner

2153 Charles Dr is owned and occupied by an individual who bought it in May 2017.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2153 CHARLES DR, FRANKLIN, IN 46131-7773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CREDIT UNION
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
May 30, 2017	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Deed Document Number	201712087
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Recording Date	Sep 1, 2026
Property Address	2153 CHARLES DR, FRANKLIN, IN 46131-7773
Document Number	0000018000
Instrument Date	Aug 20, 2026
Instrument	202618000
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2153 CHARLES DR, FRANKLIN, IN 46131-7773

Mortgage

Document Number	0000018000,
Date	Sep 1, 2026
Instrument	202618000

Lender

Name	INDIANA UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2153 CHARLES DR, FRANKLIN, IN 46131-7773
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000473
Date	Jan 5, 2021
Instrument	2021-000473

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2153 CHARLES DR, FRANKLIN, IN 46131-7773
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000526
Date	Jan 8, 2018
Instrument	2018-000526

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	May 30, 2017
Property Address	2153 CHARLES DR, FRANKLIN, IN 46131-7773
Document Number	2017012087
Map Reference	PL MB C PG 658
Instrument Date	May 26, 2017
Instrument	2017-012087
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017012088
Date	May 30, 2017
Instrument	2017-012088

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2153 Charles Dr was $2,521 with a homeowner's exemption, down 8.9% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,521.00 (-8.92%) Homeowner's exemption	$249,300 Land $61,800 Building $187,500	$249,300 Land $61,800 Building $187,500
2024	$2,768.00 (-0.5%)
2023	$2,782.00 (-8.91%) Homeowner's exemption	$270,000 (-0.81%) Land $62,500 Building $207,500	$270,000 (-0.81%) Land $62,500 Building $207,500
2022	$3,054.00 Homeowner's exemption	$272,200 Land $62,500 Building $209,700	$272,200 Land $62,500 Building $209,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2153 Charles Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2153 Charles Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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