Emmet County property record for 2153 Cedar Valley Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,038 sqft |
| Lot Size | 0.999 acres (43,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Oct 2020) |
| Tax Bill | $1,593 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-15-100-005 |
| Primary APN | 01-19-15-100-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,038 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 794 sqft |
| Unfinished Basement | 794 sqft |
| Lot Area | 43,537 sqft (0.999 acres) |
|---|---|
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2153 CEDAR VALLEY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | PT OF N ? OF NW ? OF SECTION 15, COM AT NW COR OF SD SEC, TH ALG E LN OF SD SEC LN S00?20?01?W 737.75 FT TO POB, TH CONT ALG E LN S00?20?01?W 150.06 FT, TH N88?44?24?E 323.76 FT, TH N00?20?01?E 150.06 FT, TH S88?44?24?W 323.76 FT TO POB. SUBJ TO EASE |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 970600 |
2153 Cedar Valley Rd is owned and occupied by two individuals who bought it in October 2020.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQUITY |
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Oct 6, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on File |
| Deed Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 20205178775 |
| Deed Book / Page | 1225 / 825 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Document Number | 0000001243/0000000594 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 0000001243/0000000594 |
| Instrument | 5196566 |
| Name | SPRING EQUITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Document Number | 0000001235/0000000503 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 0000001235/0000000503 |
| Instrument | 5188466 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 6, 2020 |
| Property Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Document Number | 001225/825 |
| Book / Page | 1225 / 825 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 5178775 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2153 CEDAR VALLEY RD, PETOSKEY, MI 49770-9528 |
| Document Number | 0000001225/0000000827 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 0000001225/0000000827 |
| Instrument | 5178777 |
| Name | AMERIFIRST FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,500 Land $98,500 | $197,000 Land $197,000 | |
| 2024 | $1,593.00 | ||
| 2023 | $66,800 Land $66,800 | $133,600 Land $133,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2153 Cedar Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2153 Cedar Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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