21528 Waverly Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21528 Waverly Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,813 sqft · built 2001
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (May 2016)
Tax Bill	$7,279 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-27-205-016`

Property Details

APN / Parcel Number

Primary APN	`20-08-27-205-016`
Alternative APN	`0827205016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,813 sqft Living Area
1st Floor Area	2,057 sqft
Basement Area	2,057 sqft
Unfinished Basement	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21528 WAVERLY DR
City	MACOMB
State	MI
Zip	48044-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORNERSTONE VILLAGE SUB #1 LOT 85 LIBER: 133 PAGES: 37-46
Legal Subdivision	CORNERSTONE VILLAGE SUB
Legal Lot Number	85
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2006
Census Tract	224101

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21528 WAVERLY DR, MACOMB, MI 48044-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Dec 22, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2016 · Amount on Record
Deed Sale	May 5, 2016 · Amount on Record
Prior Sale	Oct 14, 2004 · Amount on Record
Deed Document Number	20166055096
Deed Book / Page	24007 / 628
Prior Transfer Date	May 15, 2013
Prior Transfer Doc	0000092260
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21528 WAVERLY DR, MACOMB, MI 48044-1864
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21528 WAVERLY DR, MACOMB, MI 48044-1864

Mortgage

Document Number	2400033202
Date	Apr 19, 2024
Book Page	29556/969
Instrument	202400033202

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	265 Months
Due	May 1, 2046

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21528 WAVERLY DR, MACOMB, MI 48044-1864
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21528 WAVERLY DR, MACOMB, MI 48044-1864

Mortgage

Document Number	2400020350
Date	Mar 20, 2024
Book Page	29514/627
Instrument	202400020350

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	266 Months
Due	May 1, 2046

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21528 WAVERLY DR, MACOMB, MI 48044-1864
Transaction Type	Mortgage
Record Updated	Jan 9, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21528 WAVERLY DR, MACOMB, MI 48044-1864

Mortgage

Document Number	2200137863
Date	Dec 22, 2022
Book Page	28947/764
Instrument	202200137863

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	281 Months
Due	May 1, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21528 WAVERLY DR, MACOMB, MI 48044-1864
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21528 WAVERLY DR, MACOMB, MI 48044-1864

Mortgage

Document Number	2200026296
Date	Feb 25, 2022
Book Page	28453/723
Instrument	202200026296

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	May 1, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21528 WAVERLY DR, MACOMB, MI 48044-1864
Document Number	0000016048
Book / Page	025211 / 000863
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21528 WAVERLY DR MACOMB MI 480441864, MACOMB, MI 48044-1864

Mortgage

Document Number	0000016048
Date	Feb 12, 2018
Book Page	025211/000863
Instrument	16048

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,700 (+5.61%)	$489,400 (+5.61%)
2025	$7,279.00 (+13.52%) Homeowner's exemption	$231,700 (+15.33%)	$463,400 (+15.33%)
2023		$200,900	$401,800
2022	$6,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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