21525 Chadbury Ct, Macomb, MI 48044 Property Records

Macomb County property record for 21525 Chadbury Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,845 sqft · built 2000
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Jan 2005)
Tax Bill	$6,784 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-27-226-012`

Property Details

APN / Parcel Number

Primary APN	`20-08-27-226-012`
Alternative APN	`0827226012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,845 sqft Living Area
1st Floor Area	1,917 sqft
Basement Area	1,917 sqft
Unfinished Basement	1,917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Split Level
Construction Type	Brick
Roof Type	Hip
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	126 ft deep x 78 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21525 CHADBURY CT
City	MACOMB
State	MI
Zip	48044-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORNERSTONE VILLAGE SUB #1 LOT 64 LIBER: 133 PAGES: 37-46
Legal Subdivision	CORNERSTONE VILLAGE SUB
Legal Lot Number	64
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2006
Census Tract	224101

Owner

21525 Chadbury Ct is owned and occupied by two individuals who bought it in January 2005.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21525 CHADBURY CT, MACOMB, MI 48044-1860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Dec 4, 2018	Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2005 · Amount on File
Deed Sale	Jan 20, 2005 · Amount on File
Prior Sale	Jan 25, 2001 · Amount on File
Deed Document Number	20055013463
Deed Book / Page	16313 / 257
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21525 CHADBURY CT, MACOMB, MI 48044-1860
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089797
Date	Aug 12, 2019
Book Page	26127/710
Instrument	9089797

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21525 CHADBURY CT, MACOMB, MI 48044-1860
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132268
Date	Dec 4, 2018
Book Page	25710/196
Instrument	8132268

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21525 CHADBURY CT, MACOMB, MI 48044-1860
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21525 CHADBURY CT, MACOMB, MI 48044-1860

Mortgage

Document Number	2200006763
Date	Jan 12, 2022
Book Page	28359/350
Instrument	202200006763

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21525 CHADBURY CT, MACOMB, MI 48044-1860
Document Number	0000003990
Book / Page	025160 / 000224
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21525 CHADBURY CT MACOMB MI 480441860, MACOMB, MI 48044-1860

Mortgage

Document Number	0000003990
Date	Jan 10, 2018
Book Page	025160/000224
Instrument	3990

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21525 Chadbury Ct was $6,784 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,900 (+5.13%)	$507,800 (+5.13%)
2025	$6,784.00 Homeowner's exemption	$241,500	$483,000
2023		$196,900	$393,800
2022	$6,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21525 Chadbury Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21525 Chadbury Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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