21524 E Independence Way, Red Rock, AZ 85145 Property Records

Pinal County property record for 21524 E Independence Way, Red Rock, AZ 85145

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 2009
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Apr 2026)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`410-50-829`

Property Details

APN / Parcel Number

Primary APN	`410-50-829`
Alternative APNs	`410-50-8290` `4105082905`

Interior

Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Other
Construction Type	Wood
Roof Type	Hip
Roof Material	Concrete
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21524 E INDEPENDENCE WAY
City	RED ROCK
State	AZ
Zip	85145-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 645 RED ROCK VILLAGE 2 UNIT 2 IN SEC 08 10S 10E RECORDED PLAT FEE NUMBER 2009 042488 3570 SQ FT 0.08 AC
Legal Range	10E
Legal Township	10S
Legal Section	08
Legal Subdivision	RED ROCK VILLAGE
Legal Lot Number	645
Legal Unit	2
Jurisdiction	PINAL AZ
Township / Civil Division	ELOY
Census Block Group	1
Census Block	1106
Census Tract	2107

Owner

21524 E Independence Way is owned and occupied by two individuals who bought it in April 2026.

Source: Pinal County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 30, 2026	Warranty Deed, Transfer · FHA Mortgage FINANCIAL CORPORATION
Oct 27, 2020	Loan Modification, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	202636369
Prior Transfer Date	Sep 21, 2009
Prior Transfer Doc	0000127634
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071437
Date	Jun 22, 2022
Instrument	2022-071437

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Sep 1, 2046

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINAL AZ
Recording Date	Apr 30, 2026
Property Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018
Document Number	0000036369
Instrument Date	Apr 20, 2026
Instrument	202636369
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	SIGNATURE AGENCY, SIGNATURE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018

Mortgage

Document Number	0000036370,
Date	Apr 30, 2026
Instrument	202636370

Lender

Name	FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINAL AZ
Property Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018
Document Number	0000004099
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21524 E INDEPENDENCE WAY RED ROCK AZ 851457018, RED ROCK, AZ 85145-7018

Mortgage

Document Number	0000004099
Date	Jan 12, 2021
Instrument	4099

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINAL AZ
Property Address	21524 E INDEPENDENCE WAY, RED ROCK, AZ 85145-7018
Document Number	0000028790
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21524 E INDEPENDENCE WAY RED ROCK AZ 851457018, RED ROCK, AZ 85145-7018

Mortgage

Document Number	0000028790
Date	Mar 25, 2020
Instrument	28790

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PHOENIX, AZ 85007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 24, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 21524 E Independence Way was $1,682, up 3.1% from the year before.

Source: Pinal County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Pinal County
Elementary School District	Red Rock Elementary District (PK - 08)
Secondary School District	Santa Cruz Valley Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$20,789 (+5.53%) Land $1,000 Building $19,789	$207,892 (+5.53%) Land $10,000 Building $197,892
2026		$19,700 (+0.71%) Land $1,000 Building $18,700	$197,000 (+0.7%) Land $10,000 Building $187,000
2025	$1,682.00 (+3.13%)	$19,562 (+5.04%)	$195,623 (+5.04%) Land $10,000 Building $185,623
2024	$1,631.00 (+6.74%)	$18,624 Land $1,000 Building $17,624	$186,245 Land $10,000 Building $176,245
2023	$1,528.00 (-1.1%)
2022	$1,545.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21524 E Independence Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21524 E Independence Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GW SANTA CRUZ WATER CO - RED ROCK public/private · serves 4,248 people · EPA ID AZ0411160
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink.

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