21523 Pointed Oak Ln, Katy, TX 77450 Property Records

Harris County property record for 21523 Pointed Oak Ln, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,705 sqft · built 2004
Lot Size0.158 acres (6,900 sqft)
OwnerCompany Name on File
Tax Bill$6,993 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN124-526-003-0004

Property Details

APN / Parcel Number

Primary APN124-526-003-0004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,705 sqft Living Area
1st Floor Area1,705 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,900 sqft (0.158 acres)
View / LotBuildable
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area135 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1245260030004
Street Address21523 POINTED OAK LN
CityKATY
StateTX
Zip77450-5524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 BLK 3 OAK PARK TRAILS SEC 11
Legal SubdivisionOAK PARK TRAILS SEC 11
Legal Block3
Legal Lot Number4
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2004
Census Tract454902

Owner

21523 Pointed Oak Ln is owned by a company that acquired it in February 2025.

Source: Harris County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address2431 E EVANS RD, 100, SAN ANTONIO, TX 78259-2755
Owner TypeCompany
VestingLimited Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 21, 2017Warranty Deed, Transfer · FHA Mortgage
MOUNTAIN WEST FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2025
Deed SaleFeb 18, 2025
Prior SaleSep 21, 2017 · Amount on File
Deed Document Number202557271
Prior Transfer DateSep 27, 2006
Prior Transfer Doc0000094889
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address21523 POINTED OAK LN, KATY, TX 77450-5524
Document Number0000024977
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedMay 6, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21523 POINTED OAK LN KATY TX 774505524, KATY, TX 77450-5524

Mortgage

Document Number0000024977
DateJan 15, 2021
Instrument24977
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueJan 14, 2046

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateSep 21, 2017
Property Address21523 POINTED OAK LN, KATY, TX 77450-5524
Document Number0000415965
Instrument DateSep 18, 2017
Instrument415965
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21523 POINTED OAK LN KATY TX 774505524, KATY, TX 77450-5524

Mortgage

Document Number415966
DateSep 21, 2017
Instrument415966
Lender
NameMOUNTAIN WEST FIN'L
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21523 Pointed Oak Ln was $6,993, up 21.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,784 (-1.27%) Land $87,906 Building $236,878$324,784 (-1.27%) Land $87,906 Building $236,878
2025$6,993.00 (+21.07%)$328,965 Land $69,248 Building $259,717$328,965 Land $69,248 Building $259,717
2024$5,776.00
2023$319,768 Land $58,126 Building $261,642$319,768 Land $58,126 Building $261,642
2022$5,610.00
2020$4,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21523 Pointed Oak Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 75 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies75 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21523 Pointed Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMORIAL MUD
serves 6,615 people · EPA ID TX1011242
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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