21522 Lake St Clair Dr, Crest Hill, IL 60403 Property Records

Will County property record for 21522 Lake St Clair Dr, Crest Hill, IL 60403

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,373 sqft · built 2004
Lot Size	0.217 acres (2,368 sqft)
Owner	2 Trust Names on File
Last Sale	$265,000 (Mar 2026)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Apr 2026 Transfer Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-19-103-073`

Property Details

APN / Parcel Number

Primary APN	`11-04-19-103-073`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,373 sqft Living Area
Basement Area	1,373 sqft
Unfinished Basement	1,373 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,368 sqft (0.217 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21522 LAKE ST CLAIR DR
City	CREST HILL
State	IL
Zip	60403-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3180 IN CARILLON LAKES UNIT 7, BEING A SUB OF PRT OF THE NW1/4 OF SEC 19, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	19
Legal Subdivision	CARILLON LAKES UNIT 7
Legal Lot Number	3180
Legal Unit	7
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	3
Census Block	3009
Census Tract	880901

Owner

21522 Lake St Clair Dr is owner-occupied and held in a trust since March 2026.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA
Mar 3, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Jun 23, 2022	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Jun 23, 2022 · Amount on File
Deed Document Number	202612471
Prior Transfer Date	May 19, 2014
Prior Transfer Doc	0000044273
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Apr 6, 2026
Property Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552
Document Number	0000019502
Instrument Date	Apr 1, 2026
Instrument	202619502
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 BRYNWOOD LN, LENA, IL 61048-8600

Mortgage

Document Number	0000012472
Date	Mar 3, 2026
Instrument	R2026012472

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

Interest

Rate	5.75%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 3, 2026
Property Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552
Document Number	0000012471
Map Reference	DOC R2002I03463
Instrument Date	Feb 20, 2026
Instrument	R2026012471
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21522 LAKE FF CLAIR DRIVE, CREST HILL, IL 60403

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Mar 3, 2026
Property Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552
Document Number	0000012471
Map Reference	DOC R2002I03463
Instrument Date	Feb 20, 2026
Instrument	R2026012471
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21522 LAKE FF CLAIR DRIVE, CREST HILL, IL 60403

Mortgage

Document Number	0000012472
Date	Mar 3, 2026
Instrument	R2026012472

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

Interest

Rate	5.75%

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jun 23, 2022
Property Address	21522 LAKE ST CLAIR DR, CREST HILL, IL 60403-1552
Document Number	0000048633
Map Reference	DOC R2001027754
Instrument Date	Jun 9, 2022
Instrument	R2022048633
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transaction

Amount	Amount on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SOUTH OAK STREET, CREST HILL, IL 60403

Tax Assessment & Valuation

The 2025 property tax bill for 21522 Lake St Clair Dr was $6,011, up 4.6% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Crest Hill City
County	Will County
County Subdivision	Lockport Township
Secondary School District	Lockport Township High School District 205 (09 - 12)
Elementary School District	Richland School District 88A (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,011.00 (+4.59%)	$84,906 (+7.2%) Land $22,016 Building $62,890	$254,718 (+7.2%) Land $66,048 Building $188,670
2024	$5,747.00	$79,203 Land $20,537 Building $58,666	$237,609 Land $61,611 Building $175,998
2022	$4,795.00 Homeowner's exemption Senior Citizen's exemption	$66,984 Land $17,369 Building $49,615	$200,952 Land $52,107 Building $148,845

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21522 Lake St Clair Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21522 Lake St Clair Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CREST HILL serves 20,223 people · EPA ID IL1970250
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb
Copper	1.69 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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