Pasco County property record for 21522 Clubside Loop, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,384 sqft · built 1994 |
| Lot Size | 0.068 acres (2,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jun 2016) |
| Tax Bill | $1,885 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-26-18-0130-00200-0030 |
| Primary APN | 36-26-18-0130-00200-0030 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| Gross Area | 1,644 sqft |
| 1st Floor Area | 1,288 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,970 sqft (0.068 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 21522 CLUBSIDE LOOP |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-8742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF1 |
| Legal Description | LAKE HERON PHASE TWO PB 31 PGS 113-114 LOT 3 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 36 |
| Legal Subdivision | LAKE HERON |
| Legal Tract | 130 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 32013 |
21522 Clubside Loop is owned and occupied by two individuals who acquired it in October 2024.
Source: Pasco County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21522 CLUBSIDE LOOP, LUTZ, FL 33549-8742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on File |
| Deed Sale | Jun 2, 2016 · Amount on File |
| Prior Sale | Jun 25, 2003 · Amount on File |
| Deed Document Number | 201686190 |
| Deed Book / Page | 9376 / 2786 |
| Last Transfer Date | Oct 5, 2024 |
| Transfer Doc | 0110923597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 21522 CLUBSIDE LOOP, LUTZ, FL 33549-8742 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21522 CLUBSIDE LOOP, LUTZ, FL 33549-8742 |
| Document Number | 0108601202 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 10860/1202 |
| Instrument | 2023135057 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 21522 CLUBSIDE LOOP, LUTZ, FL 33549-8742 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0104710840 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 10471/840 |
| Instrument | 2021231157 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 21522 CLUBSIDE LOOP, LUTZ, FL 33549-8742 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098751099 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 9875/1099 |
| Instrument | 2019045659 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2029 |
The 2025 property tax bill for 21522 Clubside Loop was $1,885, up 2.9% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,910 (+2.9%) | $222,914 (-0.12%) Land $25,335 Building $197,579 | |
| 2025 | $1,885.00 (+2.89%) | $140,830 Land $25,335 Building $115,495 | $223,180 Land $25,335 Building $197,845 |
| 2024 | $1,832.00 (+4.45%) | ||
| 2023 | $1,754.00 (+12.08%) Additional exemption filed | $132,890 (+3%) Land $25,335 Building $107,555 | $218,752 (+30.78%) Land $25,335 Building $193,417 |
| 2022 | $1,565.00 Homeowner's exemption | $129,020 Land $25,335 Building $103,685 | $167,266 Land $25,335 Building $141,931 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21522 Clubside Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21522 Clubside Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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