Lee County property record for 21522 Baccarat Ln, Unit 103, Estero, FL 33928
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,917 sqft · built 2006 |
| Lot Size | 0.239 acres (10,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2012) |
| Tax Bill | $2,097 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-46-25-E4-27010.0103 |
| Primary APN | 33-46-25-E4-27010.0103 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,917 sqft Living Area |
| 1st Floor Area | 1,917 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 10,409 sqft (0.239 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 383 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 288 sqft |
| Account Number | 10524932 |
|---|---|
| Street Address | 21522 BACCARAT LN, 103 |
| City | ESTERO |
| State | FL |
| Zip | 33928-2949 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MPD |
| Legal Description | MEADOWS OF ESTERO DESC IN INST#2006-92097 PH 10 BLDG 10 UNIT 103 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 33 |
| Legal Subdivision | ESTERO |
| Legal Phase | 10 |
| Legal Tract | E4 |
| Legal Block | 1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50320 |
21522 Baccarat Ln, Unit 103 is owned and occupied by an individual who bought it in October 2012.
Source: Lee County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21522 BACCARAT LN, 103, ESTERO, FL 33928-2949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on File |
| Deed Sale | Oct 31, 2012 · Amount on File |
| Prior Sale | Jun 4, 2008 · Amount on File |
| Deed Document Number | 2012238482 |
| Prior Transfer Date | May 5, 2008 |
| Prior Transfer Doc | 0000148171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21522 BACCARAT LN UNIT 103, 103, ESTERO, FL 33928-2949 |
| Document Number | 0000213531 |
| Instrument Date | Aug 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 21522 BACCARAT LN #103 ESTERO FL 339282949, 103, ESTERO, FL 33928-2949 |
| Document Number | 0000213531 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 213531 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 12, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 21522 Baccarat Ln, Unit 103 was $2,097 with exemptions applied.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,386 (+2.7%) Building $188,386 | $288,387 (-11.29%) Building $288,387 | |
| 2025 | $2,097.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $183,433 Building $183,433 | $325,100 Building $325,100 |
| 2023 | $1,884.00 (-6.03%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $173,071 (+3%) | $384,057 (+32.4%) Building $384,057 |
| 2022 | $2,005.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $168,030 | $290,064 Building $290,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21522 Baccarat Ln, Unit 103 in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 129 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 129 in force |
| Nearby Flood Claims | 12 (2017–2023) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21522 Baccarat Ln, Unit 103 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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