21520 E 790 Rd, Welling, OK 74471 Property Records

Cherokee County property record for 21520 E 790 Rd, Welling, OK 74471

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,486 sqft · built 1964
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Tax Bill	$566 (2025)
Deeds & Mortgages	Apr 2022 Sale & Second Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-12-16N-22E-0-009-00`

Property Details

APN / Parcel Number

Primary APN	`0000-12-16N-22E-0-009-00`
Alternative APN	`7140`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Utility Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,518 sqft (1.55 acres)
Porch	Slab
Porch Area	14 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	7140
Street Address	21520 E 790 RD
City	WELLING
State	OK
Zip	74471-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T16N R22E S12 S210' SW SW SE LESS E298'
Legal Range	22E
Legal Township	16N
Legal Section	12
Jurisdiction	CHEROKEE OK
Township / Civil Division	EAST CHEROKEE
Census Block Group	2
Census Block	2085
Census Tract	978201

Owner

Source: Cherokee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21520 E 780 RD, WELLING, OK 74471
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage ARMSTRONG BANK
Mar 16, 2020	Survivorship Deed, Transfer
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CHEROKEE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 7, 2018
Transfer Doc	0000008858
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Apr 6, 2022
Property Address	21520 E 790 RD, WELLING, OK 74471-2044
Document Number	001345/498
Book / Page	1345 / 498
Instrument Date	Apr 4, 2022
Instrument	I-2022-002841
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21520 E 780 RD, WELLING, OK 74471

Mortgage

Document Number	I2022002842
Date	Apr 6, 2022
Instrument	I-2022-002842

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2052

Interest

Rate Type	Adjustable Rate

March 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE OK
Recording Date	Mar 16, 2020
Property Address	21520 E 790 RD, WELLING, OK 74471-2044
Document Number	001267/368
Book / Page	1267 / 368
Instrument Date	Mar 13, 2020
Instrument	2020-001753
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	21520 E 790 RD, WELLING, OK 74471-2044
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1232/0052
Date	Feb 4, 2019
Book Page	1232/0052
Instrument	2019-000684

Lender

Name	BANK OF CHEROKEE COUNTY
Type	Bank
Address	PARK HILL, OK 74451

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Oct 28, 2019

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Unified School District	Tahlequah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,366 (+4.98%) Land $727 Building $5,639	$57,881 (-27.48%) Land $6,612 Building $51,269
2025	$566.00	$6,064 (+5%) Land $693 Building $5,371	$79,819 (+1.34%) Land $7,750 Building $72,069
2024	$566.00 (+9.69%)	$5,775 (+5%) Land $660 Building $5,115	$78,765 (+57.53%) Land $7,750 Building $71,015
2023	$516.00 (+12.42%)	$5,500 (+11.16%) Land $641 Building $4,859	$50,000 (-24.77%) Land $5,830 Building $44,170
2022	$459.00	$4,948 Land $577 Building $4,371	$66,462 Land $7,750 Building $58,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2011–2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE CO. RWD #7 (WELLING) serves 418 people · EPA ID OK3001126
Water Source	Purchased surface water from TAHLEQUAH PWA
Last State Inspection	Mar 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lake Region Technology & Communications Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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