21520 Bob's Rd, Long Beach, MS 39560 Property Records

Harrison County property record for 21520 Bob's Rd, Long Beach, MS 39560

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,787 sqft · built 1997
Lot Size	10.1 acres (439,956 sqft)
Owner	Individual Name on Record
Last Sale	$487,500 (Nov 2019)
Tax Bill	$3,112 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`0510M-01-004.001`

Property Details

APN / Parcel Number

Primary APN	`0510M-01-004.001`
Alternative APN	`101939`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,787 sqft Adjusted Area
1st Floor Area	2,716 sqft
2nd Floor Area	543 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	439,956 sqft (10.1 acres)
Deck Area	456 sqft
Gazebo	144 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	101939
Street Address	21520 BOBS RD
City	LONG BEACH
State	MS
Zip	39560-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.1 AC COM AT SW COR OF NW 1/4 OF SE 1/4 OF SEC 32-7-1 N 212 FT E 225 FT TO POB E 275 FT S 8 DG E 752.4 FT S 365.7 FT S 84 D
Legal Range	12
Legal Township	07
Legal Section	33
Legal Subdivision	RED CREEK
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2041
Census Tract	3105

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21520 BOBS RD, LONG BEACH, MS 39560-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage HANCOCK WHITNEY BANK
Apr 17, 2023	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK
Nov 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	2019-0009831-D-J1
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21520 BOBS RD, LONG BEACH, MS 39560-9796
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201910016TJ1
Date	Nov 18, 2019
Instrument	2019-10016-T-J1

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	21520 BOBS RD, LONG BEACH, MS 39560-9796
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230006534TJ1
Date	Apr 17, 2023
Instrument	2023-0006534-T-J1

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2048

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 18, 2019
Property Address	21520 BOBS RD, LONG BEACH, MS 39560-9796
Document Number	20199831DJ1
Instrument Date	Nov 15, 2019
Instrument	2019-9831-D-J1
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1621 PLUM RUN RD, 1621, BARDSTOWN, KY 40004-7607

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21520 BOBS RD, LONG BEACH, MS 39560-9796

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (+4.36%) Homeowner's exemption Disabled Person's exemption	$34,847 (+3.92%)	$348,472 (+3.93%) Land $66,978 Building $281,494
2024	$2,982.00 (-0.43%)
2023	$2,995.00 (-0.79%) Homeowner's exemption Disabled Person's exemption	$33,531	$335,305 Land $60,888 Building $274,417
2022	$3,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	15 (2005–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 8 claims Hurricane Isaac, Aug 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 99.3% of Mississippi
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUTTER WATER SERVICE-MAGNOLIA SPRINGS private · serves 1,201 people · EPA ID MS0240271
Water Source	Purchased groundwater from HCUA-WEST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CoastConnect Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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