2152 Seamount Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 2152 Seamount Dr, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,852 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$160,280 (Mar 2009)
Tax Bill	$4,775 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`390219-495308-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-495308-0000`
Alternative APNs	`94889` `39395`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,852 sqft
Basement Area	840 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	94889
Street Address	2152 SEAMOUNT DR
City	FERNDALE
State	WA
Zip	98248-9251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	BEG ON W LI OF SEMIAHMOO FERNDALE RD 25 FT N OF S LI OF SE NE-TH W 200 FT-TH N 105 FT-TH E PAR WI S LI OF SE NE TO WLY LI OF SEMIAHMOO FERNDALE RD-TH SLY ALG SD WLY LI TO BEG
Legal Range	02
Legal Township	39
Legal Section	19
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1011
Census Tract	10503

Owner

Source: Whatcom County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2152 SEAMOUNT DR, FERNDALE, WA 98248-9251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Quit Claim Deed, Transfer · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION
Jul 2, 2020	Loan Modification, Mortgage GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2009 · Amount on Record
Deed Sale	Mar 31, 2009 · Amount on Record
Deed Document Number	2009305250
Last Transfer Date	May 6, 2026
Transfer Doc	0000000783
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	May 11, 2026
Property Address	2152 SEAMOUNT DR, FERNDALE, WA 98248-9251
Document Number	0000000783
Instrument Date	May 6, 2026
Instrument	2026783
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 SEAMOUNT DR, FERNDALE, WA 98248-9251

Mortgage

Document Number	0000000784,
Date	May 11, 2026
Instrument	202605784

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHATCOM WA
Property Address	2152 SEAMOUNT DR, FERNDALE, WA 98248-9251
Document Number	2200701166
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 SEAMOUNT DR FERNDALE WA 982489251, FERNDALE, WA 98248-9251

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2152 SEAMOUNT DR, FERNDALE, WA 98248-9251
Document Number	2200701164
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 SEAMOUNT DR FERNDALE WA 982489251, FERNDALE, WA 98248-9251

Mortgage

Document Number	2200701164
Date	Jul 8, 2020
Instrument	701164

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2152 SEAMOUNT DR, FERNDALE, WA 98248-9251
Document Number	2190900743
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 SEAMOUNT DR FERNDALE WA 982489251, FERNDALE, WA 98248-9251

Mortgage

Document Number	2190900743
Date	Sep 9, 2019
Instrument	900743

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,775.00 (+59.81%)	$638,560 (+59.24%) Land $264,810 Building $373,750	$638,560 (+59.24%) Land $264,810 Building $373,750
2022		$401,008 Land $159,171 Building $241,837	$401,008 Land $159,171 Building $241,837
2021	$2,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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