Santa Rosa County property record for 2152 Punham Ct, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,787 sqft · built 2004 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Sep 2009) |
| Tax Bill | $1,688 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-2S-26-1653-00F00-0560 |
| Primary APN | 16-2S-26-1653-00F00-0560 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,787 sqft Living Area |
| Gross Area | 2,523 sqft |
| 1st Floor Area | 1,787 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,850 sqft (0.295 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 56 sqft |
| Patio Area | 140 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2152 PUNHAM CT |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-4164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HAMPTON RIDGE ESTATES 1ST ADD LT 56 BLK F AS DES IN OR 2930 PG 823 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 16 |
| Legal Subdivision | HAMPTON RIDGE EST |
| Legal Block | F |
| Legal Lot Number | 56 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 10827 |
2152 Punham Ct is owned and occupied by two individuals who bought it in September 2009.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2152 PUNHAM CT, NAVARRE, FL 32566-4164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2009 · Amount on File |
| Deed Sale | Sep 23, 2009 · Amount on File |
| Prior Sale | Dec 30, 2004 · Amount on File |
| Deed Document Number | 200933021 |
| Deed Book / Page | 2930 / 823 |
| Prior Transfer Date | Sep 18, 2009 |
| Prior Transfer Doc | 0029300823 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2152 PUNHAM CT, NAVARRE, FL 32566-4164 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0042021349 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 4202/1349 |
| Instrument | 202173622 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173,534 (+2.9%) | $279,350 (-0.93%) Land $50,000 Building $229,350 | |
| 2024 | $1,688.00 (+3.3%) Homeowner's exemption | $168,643 (+3%) | $281,960 (+0.64%) Land $48,000 Building $233,960 |
| 2023 | $1,634.00 (+12.92%) Homeowner's exemption | $163,731 (+10.46%) | $280,177 (+13.31%) Land $38,000 Building $242,177 |
| 2022 | $1,447.00 Homeowner's exemption | $148,221 | $247,275 Land $35,000 Building $212,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2152 Punham Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2152 Punham Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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