2152 Cedar Tree Ln, Waldorf, MD 20601 Property Records

Charles County property record for 2152 Cedar Tree Ln, Waldorf, MD 20601

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,420 sqft · built 1997
Lot Size0.279 acres (12,150 sqft)
Owner2 Individual Names on Record
Last Sale$193,493 (Aug 1997)
Tax Bill$11,461 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jul 2022 Transfer
Flood ZoneZone X (minimal risk)
APN08-060134

Property Details

APN / Parcel Number

Primary APN08-060134
Alternative APNs
  • 8060134
  • 060134

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,840 sqft
1st Floor Area1,126 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,150 sqft (0.279 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area52 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number060134
Street Address2152 CEDAR TREE LN
CityWALDORF
StateMD
Zip20601-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 46 PLAT THREE CEDAR TREE SUB
Legal SubdivisionCEDAR TREE SUB
Legal Block4
Legal Lot Number46
JurisdictionCHARLES MD
Township / Civil Division8, BRYANTOWN
Census Block Group4
Census Block4000
Census Tract850801

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2152 CEDAR TREE LN, WALDORF, MD 20601-3611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 12, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 1997 · Amount on Record
Deed SaleAug 5, 1997 · Amount on Record
Deed Document Number199723997
Deed Book / Page2414 / 259
Last Transfer DateMay 22, 2022
Transfer Doc0126260414
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address2152 CEDAR TREE LN, WALDORF, MD 20601-3611
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117480399
DateApr 14, 2021
Book Page11748/399
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueOct 1, 2050

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateJul 12, 2022
Property Address2152 CEDAR TREE LN, WALDORF, MD 20601-3611
Document Number0126260414
Book / Page12626 / 414
Map ReferenceMB 46 FO 165
Instrument DateMay 22, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2152 CEDAR TREE LN, 2152, WALDORF, MD 20601-3611

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address2152 CEDAR TREE LN, WALDORF, MD 20601-3611

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,500 (+8.21%) Land $96,500 Building $333,000$429,500 (-) Land $96,500 Building $333,000
2025$11,461.00 (+144.27%) Homeowner's exemption$396,900 (+19.66%)$429,500 (+29.48%) Land $96,500 Building $333,000
2023$4,692.00 Homeowner's exemption$331,700 Land $84,300 Building $247,400$331,700 Land $84,300 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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