2152 163rd Ave SE, Gardner, ND 58036 Property Records

Cass County property record for 2152 163rd Ave SE, Gardner, ND 58036

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 3,880 sqft · built 2018
Lot Size	14.6 acres (635,976 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,800 (Jul 2015)
Tax Bill	$7,213 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`40-0000-05482-030`

Property Details

APN / Parcel Number

Primary APN	`40-0000-05482-030`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,880 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	635,976 sqft (14.6 acres)
Garage Type	Attached
Garage Area	3,600 sqft
Granary	3,035 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2152 163RD AVE SE
City	GARDNER
State	ND
Zip	58036-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 1 BLOCK: 19 ADDITION: ADDITIONAL: 19-142-50 14.60 AC A TRACT OF LAND IN E1/2 OF SEC 19 DESC AS FOLL: COMM AT AN IRON MON WHICH DESIG THE E QUARTER CORNER OF SD SEC 19, THN S 00DG42'34' W ON AN ASSM BRG ON & ALG THE E LN OF SEC 19, 171.65' TO A P
Legal Block	19
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1154
Census Tract	40200

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage CS BANK
Mar 31, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST
Sep 27, 2018	Loan Modification, Mortgage FIRST INT'L BK
May 18, 2018	Loan Modification, Mortgage
May 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST INT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	May 16, 2014
Deed Document Number	20151453461
Prior Transfer Date	May 10, 2014
Prior Transfer Doc	0000016984
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2152 163RD AVE SE, IXONIA, WI 53036

Mortgage

Document Number	0001685025
Date	Feb 28, 2023
Instrument	1685025

Lender

Name	CS BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Apr 20, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001627304
Date	Mar 31, 2021
Instrument	1627304

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001550523
Date	Oct 30, 2018
Instrument	1550523

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001596951
Date	Jul 9, 2020
Instrument	1596951

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	MINOT, ND 58703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Document Number	0001549309
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2152 163RD AVE SE GARDNER ND 580369651, GARDNER, ND 58036-9651

Mortgage

Document Number	0001549309
Date	Oct 15, 2018
Instrument	1549309

Lender

Name	FIRST INT'L BK
Type	Bank
Address	MINOT, ND 58703

Agreement

Term	12 Months
Due	Oct 14, 2019

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASS ND
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Document Number	0001540348
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2152 163RD AVE SE GARDNER ND 580369651, GARDNER, ND 58036-9651

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASS ND
Recording Date	May 30, 2017
Property Address	2152 163RD AVE SE, GARDNER, ND 58036-9651
Instrument Date	May 23, 2017
Instrument	1511012
Transaction Type	Construction Loan
Record Updated	Jun 23, 2017
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2152 163RD AVE SE GARDNER ND 580369651, GARDNER, ND 58036-9651

Mortgage

Document Number	0001511012
Date	May 30, 2017
Instrument	1511012

Lender

Name	FIRST INT'L BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 29, 2018

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
County Subdivision	Gardner Township
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,213.00 (+18.17%)	$393,750 (+8.32%) Land $44,700 Building $349,050	$787,500 (+8.32%) Land $89,400 Building $698,100
2023	$6,104.00	$363,500 Land $44,700 Building $318,800	$727,000 Land $89,400 Building $637,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	87 (1979–2019)
Claims Outside the SFHA	19 of 87
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2019 · 27 claims Severe Storms And Flooding, May 2013 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.2% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Halstad Telephone Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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