21517 Highland Ter, Monte Rio, CA 95462 Property Records

Sonoma County property record for 21517 Highland Ter, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 837 sqft · built 1920
Lot Size	0.225 acres (9,785 sqft)
Owner	Company Name on Record
Last Sale	$155,000 (Oct 2010)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`095-114-007-000`

Property Details

APN / Parcel Number

Primary APN	`095-114-007-000`
Alternative APN	`095-114-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	837 sqft Living Area
1st Floor Area	837 sqft
Basement Area	418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,785 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	095-114-007
Street Address	21517 HIGHLAND TER
City	MONTE RIO
State	CA
Zip	95462-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	LOT 15 & 16, TIER J, MONTE RIO PARK ADD NO. 1
Legal Subdivision	MONTE RIO PARK ADD
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3011
Census Tract	153708

Owner

Source: Sonoma County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	235 22ND AVE, SAN FRANCISCO, CA 94121-2115
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 10, 2021	Intrafamily Transfer, Transfer AMROCK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2010 · Amount on Record
Deed Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	201085777
Last Transfer Date	May 3, 2021
Transfer Doc	0000056692
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	May 10, 2021
Property Address	21517 HIGHLAND TER, MONTE RIO, CA 95462-9612
Document Number	0000056692
Map Reference	MB 18 PG 2
Instrument Date	May 3, 2021
Instrument	2021056692
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	235 22ND AVE, SAN FRANCISCO, CA 94121-2115

Mortgage

Document Number	0000056693
Date	May 10, 2021
Instrument	2021056693

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	May 10, 2021
Property Address	21517 HIGHLAND TER, MONTE RIO, CA 95462-9612
Document Number	0000056694
Map Reference	MB 18 PG 2
Instrument Date	May 3, 2021
Instrument	2021056694
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 22ND AVE, SAN FRANCISCO, CA 94121-2115

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$202,540 (+2%) Land $58,800 Building $143,740
2025	$2,854.00 (+4.47%)	$198,570 (+4.04%) Land $57,648 Building $140,922
2023	$2,732.00 (+2.02%)	$190,860 Land $55,410 Building $135,450
2022	$2,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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