21515 W Brake Rd, Nardin, OK 74646 Property Records

Kay County property record for 21515 W Brake Rd, Nardin, OK 74646

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,862 sqft · built 1954
Lot Size	72 acres (3,137,191 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,000 (Nov 2010)
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone A (high risk)
APN	`26707`

Property Details

APN / Parcel Number

Primary APN	`26707`
Alternative APN	`8500-08-027-02W-2-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,862 sqft
Utility Area	3,200 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,137,191 sqft (72 acres)
Garage Type	Detached
Garage Area	1,350 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	454 sqft
Patio Area	454 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	1,176 sqft
Utility Building	3,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26707
Street Address	21515 W BRAKE RD
City	NARDIN
State	OK
Zip	74646-5046
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	RENFROW TWP - 8-27-2W TR BEG NE/C NW/4 AS POB S536' W 997' N536' E997' TO POB & **TR BEG AT NE/C NW/4 W997' TO POB S536' E997
Legal Range	02W
Legal Township	27N
Legal Section	08
Legal Subdivision	RENFROW TOWNSHIP
Legal Block	27
Legal Lot Number	2W
Jurisdiction	KAY OK
Township / Civil Division	BLACKWELL
Census Block Group	4
Census Block	4240
Census Tract	1302

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21515 W BRAKE RD, NARDIN, OK 74646-5046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage GATEWAY MTG
Mar 8, 2017	Trustee's Deed, Construction Loan · Line of Credit CENTRAL NAT'L BK&TR CO/ENID

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2010 · Amount on Record
Deed Sale	Nov 24, 2010 · Amount on Record
Prior Sale	Dec 8, 2000
Deed Document Number	201010427
Deed Book / Page	1511 / 121
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	21515 W BRAKE RD, NARDIN, OK 74646-5046
Document Number	0000006698
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21515 W BRAKE RD NARDIN OK 746465046, NARDIN, OK 74646-5046

Mortgage

Document Number	0000006698
Date	Aug 28, 2018
Book Page	001785/000540
Instrument	6698

Lender

Name	GATEWAY MTG
Type	Mortgage Company
Address	JENKS, OK 74037-3448

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KAY OK
Recording Date	Mar 8, 2017
Property Address	21515 W BRAKE RD, NARDIN, OK 74646-5046
Book / Page	001738 / 000518
Instrument Date	Feb 16, 2017
Instrument	1777
Transaction Type	Construction Loan
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21515 W BRAKE RD NARDIN OK 746465046, NARDIN, OK 74646-5046

Mortgage

Document Number	0000001777
Date	Mar 8, 2017
Book Page	001738/000518
Instrument	1777

Lender

Name	CENTRAL NAT'L BK&TR CO/ENID
Type	Bank
Address	BLACKWELL, OK 74631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Blackwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,984 (+3%) Land $2,014 Building $14,970	$154,400 (-25.98%) Land $18,308 Building $136,092
2025	$1,645.00 (+3.52%) Homeowner's exemption	$16,489 (+3%) Land $2,014 Building $14,475	$208,587 (-11.79%) Land $18,308 Building $190,279
2024	$1,589.00 (+8.24%) Homeowner's exemption	$16,008 (+2.99%) Land $1,959 Building $14,049	$236,462 (+25.27%) Land $18,308 Building $218,154
2023	$1,468.00 Homeowner's exemption	$15,543 Land $1,957 Building $13,586	$188,755 Land $18,308 Building $170,447

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY COUNTY RURAL WATER DISTRICT 7 serves 920 people · EPA ID OK3003601
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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