21515 S Prairie Rd E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 21515 S Prairie Rd E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,792 sqft · built 1982
Lot Size	0.992 acres (43,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$474,719 (Sep 2017)
Tax Bill	$8,461 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`698500-0-012`

Property Details

APN / Parcel Number

Primary APN	`698500-0-012`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,792 sqft Living Area
Gross Area	3,944 sqft
Upper Floors Area	918 sqft
Basement Area	806 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,209 sqft (0.992 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	143 sqft
Patio Area	143 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	21515 S PRAIRIE RD E
City	BONNEY LAKE
State	WA
Zip	98391-7803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 02 TOWNSHIP 19 RANGE 05 QUARTER 33 PRAIRIE HEIGHTS L 2 OF S P 82-05-04-0215 TOG/W EASE OF REC OUT OF 001-0 SEG S-0496 SH ES (DCSHES10-14-82)
Legal Range	05
Legal Township	19
Legal Section	02
Legal Subdivision	PRAIRIE HEIGHTS
Legal Lot Number	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	3
Census Block	3010
Census Tract	70311

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21515 S PRAIRIE RD E, BONNEY LAKE, WA 98391-7803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Apr 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Sep 14, 2017	Warranty Deed, Transfer · Conventional Mortgage SKYLINE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2017 · Amount on Record
Deed Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	2017422
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21515 S PRAIRIE RD E, SUMNER, WA 98391-7803
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003090586
Date	Mar 9, 2022
Instrument	202203090586

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21515 S PRAIRIE RD E, SUMNER, WA 98391-7803
Document Number	2004080365
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21515 S PRAIRIE RD E SUMNER WA 983917803, SUMNER, WA 98391-7803

Mortgage

Document Number	2004080365
Date	Apr 8, 2020
Instrument	202004080365

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 14, 2017
Property Address	21515 S PRAIRIE RD E, SUMNER, WA 98391-7803
Document Number	0009140422
Instrument Date	Sep 13, 2017
Instrument	201709140422
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,455.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21515 S PRAIRIE RD E, SUMNER, WA 98391-7803

Mortgage

Document Number	0009140423
Date	Sep 14, 2017
Instrument	201709140423

Lender

Name	SKYLINE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	White River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,461.00 (+1.06%)	$797,000 (+25.53%) Land $284,800 Building $512,200	$797,000 (+25.53%) Land $284,800 Building $512,200
2025	$8,372.00 (+26.31%)
2024	$6,628.00	$634,900 (-3.41%) Land $273,600 Building $361,300	$634,900 (-3.41%) Land $273,600 Building $361,300
2023	$6,628.00	$657,300 Land $298,700 Building $358,600	$657,300 Land $298,700 Building $358,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIEW ROYAL WATER SYSTEM serves 2,069 people · EPA ID WA5328494
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Skynet Broadband Fixed Wireless	100 / 100

May also be available: CenturyLink.

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