21515 3rd St, Luray, MO 63453 Property Records

Clark County property record for 21515 3rd St, Luray, MO 63453

Property Summary

Property Type	Single Family Home
Details	built 1930
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Tax Bill	$164 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1-12-02-10-04-04-002.00`

Property Details

APN / Parcel Number

Primary APN	`1-12-02-10-04-04-002.00`

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	A-Frame
Lot Area	27,007 sqft (0.62 acres)

Location & Zoning

Street Address	21515 3RD ST
City	LURAY
State	MO
Zip	63453-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 BLK 2 & VACATED STREET - ELDORADO
Legal Range	09W
Legal Township	65N
Legal Section	10
Legal Subdivision	EL DORADO LURAY
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	CLARK MO
Township / Civil Division	WYACONDA
Census Block Group	2
Census Block	2156
Census Tract	950100

Owner

Source: Clark County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21515 3RD ST, LURAY, MO 63453-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK OF NORTHEAST MISSOURI
Feb 28, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK MO
Property Address	21515 3RD ST, LURAY, MO 63453-2004
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02019/0252
Date	Mar 22, 2019
Book Page	2019/0252
Instrument	201900252

Lender

Name	EXCHANGE BANK OF NORTHEAST MISSOURI
Type	Bank
Address	KAHOKA, MO 63445

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2044

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK MO
Recording Date	Feb 28, 2019
Property Address	21515 3RD ST, LURAY, MO 63453-2004
Document Number	02019/0168
Book / Page	2019 / 0168
Instrument Date	Feb 27, 2019
Instrument	201900168
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21515 3RD ST, LURAY, MO 63453-2004

Tax Assessment & Valuation

Source: Clark County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clark County
Unified School District	Clark County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$164.00 (+15.49%)	$2,970 (+14.23%)	$15,620 (+14.01%)
2023	$142.00	$2,600	$13,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY CONS PWSD 1 serves 8,000 people · EPA ID MO2024138
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Missouri Rural Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mark Twain Communications Company Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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