Pierce County property record for 21512 46th Ave E, Spanaway, WA 98387
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,296 sqft · built 2006 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | Individual Name on File |
| Last Sale | $748,500 (Apr 2024) |
| Tax Bill | $7,551 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031812-6-004 |
| Primary APN | 031812-6-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 3,022 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 99,317 sqft (2.28 acres) |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 112 sqft |
| Porch | Slab |
| Porch Area | 2,776 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 21512 46TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 24 : LOT 4 OF SHORT PLAT 75-141 SUBJ TO EASE OUT OF 2-018 SEG I-0853 DL (DCJESEMS5-22-81) |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SP#75-141 |
| Legal Lot Number | 4 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | TACOMA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71414 |
21512 46th Ave E is owned and occupied by an individual who bought it in April 2024.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21512 46TH AVE E, SPANAWAY, WA 98387-6858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 5, 2020 | Warranty Deed, Transfer · FHA Mortgage ORION LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2024 · Amount on File |
| Deed Sale | Apr 5, 2024 · Amount on File |
| Prior Sale | May 5, 2020 · Amount on File |
| Deed Document Number | 202412 |
| Prior Transfer Date | Apr 4, 2024 |
| Prior Transfer Doc | 0000000059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Apr 5, 2024 |
| Property Address | 21512 46TH AVE E, SPANAWAY, WA 98387-6858 |
| Document Number | 0004050012 |
| Map Reference | VOL 3 PG 3 |
| Instrument Date | Mar 29, 2024 |
| Instrument | 202404050012 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OR WASI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 21512 46TH AVE E, SPANAWAY, WA 98387-6858 |
| Document Number | 0004050013 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 202404050013 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0004050013 |
|---|---|
| Date | Apr 5, 2024 |
| Instrument | 202404050013 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 21512 46TH AVE E, SPANAWAY, WA 98387-6858 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 21512 46TH AVE E, SPANAWAY, WA 98387-6858 |
| Document Number | 0011180822 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 202111180822 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | May 5, 2020 |
| Property Address | 21512 46TH AVE E, SPANAWAY, WA 98387-6858 |
| Document Number | 2005050641 |
| Instrument Date | May 1, 2020 |
| Instrument | 202005050641 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,895.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21512 46TH AVE E SPANAWAY WA 983876858, SPANAWAY, WA 98387-6858 |
| Document Number | 2005050642 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 202005050642 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
The 2026 property tax bill for 21512 46th Ave E was $7,551, up 2.3% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,551.00 (+2.34%) | $689,300 (+0.01%) Land $251,600 Building $437,700 | $689,300 (+0.01%) Land $251,600 Building $437,700 |
| 2025 | $7,378.00 (+4.61%) | $689,200 (+11.29%) Land $259,500 Building $429,700 | $689,200 (+11.29%) Land $259,500 Building $429,700 |
| 2024 | $7,053.00 (-3.42%) | $619,300 (-4.97%) Land $255,500 Building $363,800 | $619,300 (-4.97%) Land $255,500 Building $363,800 |
| 2023 | $7,303.00 | $651,700 Land $255,500 Building $396,200 | $651,700 Land $255,500 Building $396,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21512 46th Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21512 46th Ave E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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