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2151 Schmitt Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 2151 Schmitt Cir, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (7,009 sqft)
Owner2 Individual Names on File
Last Sale$479,500 (Dec 2023)
Tax Bill$11,126 (2024)
Deeds & MortgagesDec 2025 Mortgage
Dec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-25-405-015

Property Details

APN / Parcel Number

Primary APN18-25-405-015

Exterior

Lot Area7,009 sqft (0.16 acres)

Location & Zoning

Street Address2151 SCHMITT CIR
CityALGONQUIN
StateIL
Zip60102-4379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0031491 LT 87 TRAILS OF WOODS CREEK PHASE 1
Legal SubdivisionTRAILS OF WOODS CREEK PHASE 1
Legal Phase1
Legal Lot Number87
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2011
Census Tract871107

Owner

2151 Schmitt Cir is owned by two individuals who bought it in December 2023.

Source: McHenry County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1 S HIGHLAND AVE, 72, ARLINGTON HEIGHTS, IL 60005-1800
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2023 · Amount on File
Deed SaleDec 14, 2023 · Amount on File
Deed Document Number202331491
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2151 SCHMITT CIR, ALGONQUIN, IL 60102-4379
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2151 SCHMITT CIR, ALGONQUIN, IL 60102-4379

Mortgage

Document Number0000035243
DateDec 15, 2025
Instrument2025R0035243
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCHENRY IL
Recording DateDec 14, 2023
Property Address2151 SCHMITT CIR, ALGONQUIN, IL 60102-4379
Document Number0000031491
Map ReferenceDOC 2020R0054323
Instrument DateDec 12, 2023
Instrument2023R0031491
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2023
Title CompanyPGA TITLE INC, PGP TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$479.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 E GOLF RD # RD300, RD300, SCHAUMBURG, IL 60173-5834

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2151 SCHMITT CIR, ALGONQUIN, IL 60102-4379

Mortgage

Document Number0000031492
DateDec 14, 2023
Instrument2023R0031492
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054
Interest
Rate TypeFixed Rate
Rate7.49%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$11,126.00$151,236 Land $18,634 Building $132,602$453,708 Land $55,902 Building $397,806
2022$1,326 Land $1,326$3,978 Land $3,978

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2151 Schmitt Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 Schmitt Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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