2151 River Trail Ave, Sparta, WI 54656 Property Records

Monroe County property record for 2151 River Trail Ave, Sparta, WI 54656

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2023)
Tax Bill	$5,862 (2025)
Deeds & Mortgages	Jul 2023 Sale & Line of Credit May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-02587-6607`

Property Details

APN / Parcel Number

Primary APN	`281-02587-6607`
Alternative APN	`20417-22-3106607`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	2151 RIVER TRAIL AVE
City	SPARTA
State	WI
Zip	54656-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER TRAIL LOT 7, BLK 6 PRT NE14 OF SW14
Legal Range	04W
Legal Township	17N
Legal Section	22
Legal Subdivision	RIVER TRAIL ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	MONROE WI
Township / Civil Division	SPARTA
Census Block Group	4
Census Block	4015
Census Tract	950300

Owner

2151 River Trail Ave is owned and occupied by two individuals who bought it in July 2023.

Source: Monroe County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2151 RIVER TRAIL AVE, SPARTA, WI 54656-4025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Line of Credit CITIZENS FIRST BANK
May 3, 2019	Warranty Deed, Transfer · VA Mortgage CITIZENS FIRST BANK
Mar 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	2023715865
Prior Transfer Date	Mar 13, 2019
Prior Transfer Doc	0000679005
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 14, 2023
Property Address	2151 RIVER TRAIL AVE, SPARTA, WI 54656-4025
Document Number	0000715865
Instrument Date	Jul 14, 2023
Instrument	715865
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	MONROE CMNTY TITLE, MONROE COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715866
Date	Jul 14, 2023
Instrument	715866

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	May 3, 2019
Property Address	2151 RIVER TRAIL AVE, SPARTA, WI 54656-4025
Document Number	0000679908
Instrument Date	Apr 23, 2019
Instrument	679908
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 RIVER TRAIL AVE, SPARTA, WI 54656-4025
Investor	Possibly a Property Investor

Mortgage

Document Number	0000679909
Date	May 3, 2019
Instrument	679909

Lender

Name	CITIZENS FIRST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Mar 18, 2019
Property Address	2151 RIVER TRAIL AVE, SPARTA, WI 54656-4025
Document Number	0000679005
Instrument Date	Mar 13, 2019
Instrument	679005
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount on Record
Tax	$202.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 2ND AVE SW, ONALASKA, WI 54650-3297
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2151 River Trail Ave was $5,862 with a homeowner's exemption.

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Sparta City
Unified School District	Sparta Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,862.00 Homeowner's exemption	$383,300 Land $37,700 Building $345,600	$383,000
2023	$4,936.00 (+4.09%) Homeowner's exemption	$326,700 (+14.43%) Land $26,900 Building $299,800	$321,600 (+13.12%)
2022	$4,742.00 Homeowner's exemption	$285,500 Land $26,900 Building $258,600	$284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2151 River Trail Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Sep 2016 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 River Trail Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATERWORKS serves 10,025 people · EPA ID WI6420297
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lynxx Networks.

Nearby Properties on River Trail Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures