2151 Forest Gate Dr W, Jacksonville, FL 32246 Property Records

Duval County property record for 2151 Forest Gate Dr W, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,873 sqft · built 1995
Lot Size	0.236 acres (10,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Mar 2015)
Tax Bill	$3,789 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165266-1545`

Property Details

APN / Parcel Number

Primary APN	`165266-1545`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,873 sqft Living Area
Gross Area	2,318 sqft
1st Floor Area	1,873 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,290 sqft (0.236 acres)
Lot Dimensions	124 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2151 FOREST GATE DR W
City	JACKSONVILLE
State	FL
Zip	32246-4098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	48-88 27-2S-28E SOMERSET UNIT 2 LOT 120
Legal Range	28E
Legal Township	02S
Legal Section	27
Legal Subdivision	SOMERSET U2
Legal Lot Number	120
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2010
Census Tract	14344

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage JAX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2015 · Amount on Record
Deed Sale	Mar 27, 2015 · Amount on Record
Prior Sale	Aug 6, 2012 · Amount on Record
Deed Document Number	201569699
Deed Book / Page	17111 / 907
Prior Transfer Date	Jun 2, 2009
Prior Transfer Doc	0148961498
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Recording Date	Aug 7, 2026
Property Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098
Document Number	0000184022
Book / Page	22009 / 1295
Instrument Date	Jul 27, 2026
Instrument	2026184022
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098

Mortgage

Document Number	0000184022,
Date	Aug 7, 2026
Book Page	22009/1295
Instrument	2026184022

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2036

Interest

Rate	6.49%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098

Mortgage

Document Number	0205110538
Date	Nov 30, 2022
Book Page	20511/538
Instrument	2022292827

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0181870729
Date	Nov 14, 2017
Book Page	18187/0729
Instrument	2017262084

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2022

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2151 FOREST GATE DR W, JACKSONVILLE, FL 32246-4098
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185711750
Date	Oct 22, 2018
Book Page	18571/1750
Instrument	2018250598

Lender

Name	JAX FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,837 (+2.7%)	$357,092 (+5.22%) Land $120,000 Building $237,092
2025	$3,789.00 (+7.34%) Homeowner's exemption	$234,506 (+5.99%)	$339,388 (-3.64%) Land $110,000 Building $229,388
2024	$3,530.00 (+2.95%)
2023	$3,429.00 (+9.31%) Homeowner's exemption	$221,260 (+3%)	$352,194 (+10.27%) Land $110,000 Building $242,194
2022	$3,137.00 Homeowner's exemption	$214,816	$319,402 Land $80,000 Building $239,402

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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