2151 FM 3186, Onalaska, TX 77360 Property Records

Polk County property record for 2151 FM 3186, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1976
Lot Size	0.656 acres (28,575 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2017)
Tax Bill	$5,105 (2026)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10160001700`

Property Details

APN / Parcel Number

Primary APN	`10160001700`
Alternative APN	`19391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,128 sqft Living Area
1st Floor Area	1,736 sqft
2nd Floor Area	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	28,575 sqft (0.656 acres)
Lot Dimensions	1 ft deep x 9.1 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	832 sqft
Carport	Carport
Carport Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	2,407 sqft
Patio Area	435 sqft
Storage Building	72 sqft
Boat House	1,597 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19391
Street Address	2151 FM 3186
City	ONALASKA
State	TX
Zip	77360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 160 ESTHER CLARK SURVEY TRACT 12 LOT 3 LOT 3
Legal Subdivision	ABST 160 ESTHER CLARK SURVEY
Legal Tract	12
Legal Lot Number	3
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	4
Census Block	4023
Census Tract	210206

Owner

2151 FM 3186 is owned and occupied by two individuals who bought it in December 2017.

Source: Polk County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2151 FM 3186, ONALASKA, TX 77360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on File
Deed Sale	Dec 22, 2017 · Amount on File
Deed Document Number	201710764
Deed Book / Page	2017-2134 / 736
Record Updated	Oct 29, 2026

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Dec 22, 2017
Property Address	2151 FM 3186, ONALASKA, TX 77360
Document Number	20172134/736
Book / Page	2017-2134 / 736
Map Reference	VOL 1565 PG 840
Instrument Date	Dec 22, 2017
Instrument	10764
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	POLK COUNTY ABSTRACT, POLK COUNTY ABSTRACT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 GRAND RIVER DR, 1514, RICHMOND, TX 77406-1940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21572 W HAMMOND DR, PORTER, TX 77365-4623

Mortgage

Document Number	0000010765
Date	Dec 22, 2017
Instrument	10765

Lender

Name	SOUTHSIDE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2151 FM 3186 was $5,105 with a senior citizen's exemption.

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,105.00 Senior Citizen's exemption	$556,630 Land $200,200 Building $356,430	$556,630 Land $200,200 Building $356,430
2023		$482,144 Land $163,800 Building $318,344	$482,144 Land $163,800 Building $318,344
2022	$7,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2151 FM 3186 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2008–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 2151 FM 3186, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WSC serves 5,289 people · EPA ID TX1870009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20