2151 Derby Rd, Troy, MI 48084 Property Records

Oakland County property record for 2151 Derby Rd, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,165 sqft · built 1955
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$495,500 (Jul 2026)
Tax Bill$5,465 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-30-254-016

Property Details

APN / Parcel Number

Primary APN88-20-30-254-016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,165 sqft Living Area
1st Floor Area1,165 sqft
Basement Area1,165 sqft
Finished Basement1,165 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions150 ft deep x 54 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2151 DERBY RD
CityTROY
StateMI
Zip48084-2661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 30 ADRIENNE MANOR E 1.2 FT OF LOT 2 & W 52.8 FT OF LOT 3
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionADRIENNE MANOR
Legal Lot Number2-3
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1031
Census Tract197701

Owner

2151 Derby Rd is owned and occupied by an individual who bought it in July 2026.

Source: Oakland County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address1971 PEMBROKE RD, BIRMINGHAM, MI 48009-7503
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer
VITAL TITLE INSURANCE, VITAL TITLE
Mar 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 2, 2019Warranty Deed, Transfer
Feb 21, 2019Warranty Deed, Transfer
PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2026 · Amount on File
Deed SaleJul 23, 2026 · Amount on File
Prior SaleJul 2, 2019 · Amount on File
Deed Document Number2026110701
Deed Book / Page61398 / 541
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 23, 2026
Property Address2151 DERBY RD, TROY, MI 48084-2661
Document Number0000110701
Book / Page61398 / 541
Instrument DateJul 10, 2026
Instrument2026110701
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyVITAL TITLE INSURANCE, VITAL TITLE

Transaction

AmountAmount on Record
Tax$375,341.25
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 PEMBROKE RD, BIRMINGHAM, MI 48009-7503

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2151 DERBY RD, TROY, MI 48084-2661
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028719
DateMar 4, 2019
Book Page52615/00386
Instrument028719
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 2, 2019
Property Address2151 DERBY RD, TROY, MI 48084-2661
Document Number0000105008
Book / Page52984 / 00148
Map ReferenceLB 76 PG 3
Instrument DateJun 25, 2019
Instrument105008
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
Tax$2,777.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2151 DERBY RD, 2151, TROY, MI 48084-2661

Transferred To (Grantee/Buyer)

NameVerified Name
Address2151 DERBY RD, TROY, MI 48084-2661

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateFeb 21, 2019
Property Address2151 DERBY RD, TROY, MI 48084-2661
Document Number0000024541
Book / Page052592 / 000437
Instrument DateFeb 19, 2019
Instrument24541
Transaction TypeTransfer
Record UpdatedMar 8, 2019
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

AmountAmount on Record
Tax$2,011.54
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7518 ACORN HILL CT WEST BLOOMFIELD MI 483234016, WEST BLOOMFIELD, MI 48323-4016

Tax Assessment & Valuation

The 2025 property tax bill for 2151 Derby Rd was $5,465 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,465.00
2023$338,000
2022$5,888.00$169,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2151 Derby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 Derby Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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