2151 Chevelon Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2151 Chevelon Rd, Overgaard, AZ 85933

Property Summary

Property Type	Commercial
Details	2,829 sqft · built 1993
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$286,500 (Sep 2018)
Tax Bill	$1,928 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206-19-023A`

Property Details

APN / Parcel Number

Primary APN	`206-19-023A`

Interior

Stories	1 Story
Building Area	2,829 sqft Gross Area
1st Floor Area	2,253 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	576 sqft
Deck Area	Deck Area
Patio Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2151 CHEVELON RD
City	OVERGAARD
State	AZ
Zip	85933-5093
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #4:LOTS 264 & 265 OUT OF 206-19-022 & 023 /
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #4
Legal Lot Number	264-2
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1041
Census Tract	963700

Owner

2151 Chevelon Rd, a commercial property, is owned and occupied by an individual who bought it in September 2018.

Source: Navajo County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2414, OVERGAARD, AZ 85933-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 6, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 6, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC
May 1, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Jun 29, 2011 · Amount on File
Deed Document Number	201814509
Prior Transfer Date	Apr 14, 2010
Prior Transfer Doc	0000006543
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093

Mortgage

Document Number	0000026194
Date	Nov 18, 2021
Instrument	2021-26194

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001799
Date	Feb 14, 2023
Instrument	2023-01799

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025502
Date	Dec 10, 2020
Instrument	2020-25502

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093
Document Number	0000014405
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2151 CHEVELON RD OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000014405
Date	Sep 18, 2019
Instrument	14405

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Sep 6, 2018
Property Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093
Document Number	0000014509
Map Reference	MB10 PG26
Instrument Date	Aug 3, 2018
Instrument	2018-14509
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 11286, PHOENIX, AZ 85061-1286

Mortgage

Document Number	0000014510
Date	Sep 6, 2018
Instrument	2018-14510

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2151 CHEVELON RD, OVERGAARD, AZ 85933-5093
Document Number	0000006481
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2151 CHEVELON RD OVERGAARD AZ 85933, OVERGAARD, AZ 85933

Mortgage

Document Number	0000006481
Date	May 8, 2017
Instrument	6481

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2151 Chevelon Rd was $1,928 with a widower's exemption.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$468,367 Land $35,968 Building $432,399
2025	$1,928.00	$43,804 Land $3,467 Building $40,337	$438,039 Land $34,672 Building $403,367
2023	$2,225.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2151 Chevelon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 Chevelon Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber · Fixed Wireless	2,000 / 2,000
Sparklight Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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