San Joaquin County property record for 2151 Bridle Creek Cir, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,366 sqft · built 1998 |
| Lot Size | 0.198 acres (8,643 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,000 (Oct 2015) |
| Tax Bill | $5,105 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-260-070-000 |
| Primary APN | 238-260-070-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| 1st Floor Area | 1,366 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 8,643 sqft (0.198 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-260-07 |
|---|---|
| Street Address | 2151 BRIDLE CREEK CIR |
| City | TRACY |
| State | CA |
| Zip | 95377-0214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2774 LOT 114 |
| Legal Subdivision | BRIDLE CREEK |
| Legal Tract | 2774 |
| Legal Block | 1 |
| Legal Lot Number | 114 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 5224 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2151 BRIDLE CREEK CIR, TRACY, CA 95377-0214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2026 | Gift Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2015 · Amount on Record |
| Deed Sale | Oct 23, 2015 · Amount on Record |
| Prior Sale | Jan 4, 2013 · Amount on Record |
| Deed Document Number | 2015127557 |
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0000076182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 21, 2026 |
| Property Address | 2151 BRIDLE CREEK CIR, TRACY, CA 95377-0214 |
| Document Number | 0000076182 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202676182 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2151 BRIDLE CREEK CIR, TRACY, CA 95377-0214 |
| Document Number | 0000076183, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202676183 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2151 BRIDLE CREEK CIR, TRACY, CA 95377-0214 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2151 BRIDLE CREEK CIR, TRACY, CA 95377-0214 |
| Document Number | 0000067935 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-067935 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,105.00 (+0.02%) | ||
| 2025 | $5,104.00 (+10.09%) | $428,527 (+4.04%) Land $149,982 Building $278,545 | |
| 2023 | $4,636.00 (+2.11%) | $411,889 Land $144,159 Building $267,730 | $544,230 |
| 2022 | $4,540.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: DigitalPath, Matrix Broadband.
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