Macomb County property record for 21505 Pratt Rd, Armada, MI 48005
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,694 sqft · built 1980 |
| Lot Size | 10 acres (436,036 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Jan 2012) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02-03-200-021 |
| Primary APN | 13-02-03-200-021 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,694 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Lot Area | 436,036 sqft (10 acres) |
| Lot Width | 431 ft Width |
| Heating System | Baseboard |
|---|
| Street Address | 21505 PRATT RD |
|---|---|
| City | ARMADA |
| State | MI |
| Zip | 48005-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG 1.75 |
| Legal Description | 02-03-200-021 SEC 3 T5N R13E COM AT CENPOST SEC 3, TH N 89 DEG 02' E 915.55 FT ALG E-W 1/4 LINE TO POB, TH CONT N 89 DEG 02' E 430.57 FT ALG SD 1/4 LINE, TH N 0 DEG 20' 16" W 1012.30 FT TH S 89 DEG09' 32" W 430.56 FT, TH S 0 DEG 20' 16" E 1013.24 FT |
| Legal Range | 13E |
| Legal Township | 05N |
| Legal Section | 03 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ARMADA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 212000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21505 PRATT RD, ARMADA, MI 48005-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK |
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2012 · Amount on Record |
| Deed Sale | Jan 23, 2012 · Amount on Record |
| Prior Sale | Jul 24, 2009 · Amount on Record |
| Deed Document Number | 20122007510 |
| Deed Book / Page | 21081 / 428 |
| Prior Transfer Date | Jul 10, 2009 |
| Prior Transfer Doc | 0000081992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21505 PRATT RD, ARMADA, MI 48005-1338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21505 PRATT RD, ARMADA, MI 48005-1338 |
| Document Number | 2102192161 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 27764/430 |
| Instrument | 202102192161 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | 72890 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 7, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21505 PRATT RD, ARMADA, MI 48005-1338 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21505 PRATT RD, ARMADA, MI 48005-1338 |
| Document Number | 2200053413 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 28560/861 |
| Instrument | 202200053413 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2037 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Armada Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,900 (+31.96%) | $313,800 (+31.96%) | |
| 2025 | $2,928.00 (+16.47%) | ||
| 2023 | $118,900 | $237,800 | |
| 2022 | $2,514.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | May 2004 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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