21504 148th Ave E, Graham, WA 98338 Property Records

Pierce County property record for 21504 148th Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,957 sqft · built 1988
Lot Size	3.06 acres (133,294 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,024 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`041812-1-053`

Property Details

APN / Parcel Number

Primary APN	`041812-1-053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,957 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	1,957 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	133,294 sqft
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	334 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	21504 148TH AVE E
City	GRAHAM
State	WA
Zip	98338-8543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 12 TOWNSHIP 18 RANGE 04 QUARTER 14 ADMIN COMB TO RESTORE PARCELS SEGD FOR TAX PURPOSES ONLY COM AT SE COR OF SD SUBD TH N 01 DEG 13 MIN 13 SEC E ALG E LI OF SD SEC 331.90 FT TH S 89 DEG 50 MIN 07 SEC W 536.90 FT TO POB TH CONT S 89 DEG 50 MIN
Legal Range	04
Legal Township	18
Legal Section	12
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3000
Census Tract	73118

Owner

21504 148th Ave E is owned and occupied by two individuals who acquired it in January 2018.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21504 148TH AVE E, GRAHAM, WA 98338-8543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SEC BK/WA
Jan 26, 2018	Intrafamily Transfer, Transfer · Construction Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 25, 2018
Transfer Doc	0000000668
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	21504 148TH AVE E, GRAHAM, WA 98338-8543
Document Number	2005220739
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	21504 148TH AVE E GRAHAM WA 983388543, GRAHAM, WA 98338-8543

Mortgage

Document Number	2005220739
Date	May 22, 2020
Instrument	202005220739

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jan 26, 2018
Property Address	21504 148TH AVE E, GRAHAM, WA 98338-8543
Document Number	0001260668
Instrument Date	Jan 25, 2018
Instrument	201801260668
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	NEXTITLE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21504 148TH AVE E, GRAHAM, WA 98338-8543

Mortgage

Document Number	0001260669
Date	Jan 26, 2018
Instrument	201801260669

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21504 148th Ave E was $6,024, up 5.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Orting School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$719,400 Land $305,400 Building $414,000	$719,400 Land $305,400 Building $414,000
2025	$6,024.00 (+5.44%)
2024	$5,713.00 (-1.24%)	$618,100 (-4.64%) Land $298,500 Building $319,600	$618,100 (-4.64%) Land $298,500 Building $319,600
2023	$5,785.00	$648,200 Land $288,000 Building $360,200	$648,200 Land $288,000 Building $360,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21504 148th Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21504 148th Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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