21501 Midcrest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 21501 Midcrest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,687 sqft · built 1986
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Oct 1998)
Tax Bill	$6,441 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`613-422-09`

Property Details

APN / Parcel Number

Primary APN	`613-422-09`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	10,400 sqft (0.239 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21501 MIDCREST DR
City	LAKE FOREST
State	CA
Zip	92630-7244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11234 BLK LOT 10
Legal Subdivision	TRACT NO 11234
Legal Tract	11234
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52424

Owner

21501 Midcrest Dr is owned and occupied by two individuals who acquired it in June 2013.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ORANGE COUNTYS CU
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 1998 · Amount on File
Deed Sale	Oct 5, 1998 · Amount on File
Deed Document Number	1998672554
Last Transfer Date	Jun 13, 2013
Transfer Doc	0000379437
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244
Transaction Type	Mortgage
Record Updated	Jul 1, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	0000222422
Date	Jun 21, 2022
Instrument	2022000222422

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 27, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	0000024664
Date	Jan 19, 2022
Instrument	2022000024664

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	0000095545
Date	Feb 10, 2021
Instrument	2021000095545

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	0000453033
Date	Aug 31, 2020
Instrument	2020000453033

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21501 MIDCREST DR, LAKE FOREST, CA 92630-7244
Document Number	0000187010
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21501 MIDCREST DR LAKE FOREST CA 926307244, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	0000187010
Date	Apr 24, 2020
Instrument	187010

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21501 Midcrest Dr was $6,441 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,235 (+2%) Land $327,050 Building $309,185
2025	$6,441.00 Homeowner's exemption	$623,760 Land $320,637 Building $303,123
2023	$6,173.00 (+1.83%) Homeowner's exemption	$599,540 Land $308,187 Building $291,353
2022	$6,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21501 Midcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21501 Midcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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