Frederick County property record for 2150 Fifth St, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,184 sqft · built 1996 |
| Lot Size | 0.37 acres (15,918 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2018) |
| Tax Bill | $1,355 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2021 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 91B6-24 |
| Primary APN | 91B6-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 537 sqft |
| Finished Basement | 537 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,918 sqft (0.37 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8035382 |
|---|---|
| Street Address | 2150 FIFTH ST |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | MIDDLETOWN GLEN L24 |
| Legal Subdivision | MIDDLETOWN |
| Legal Lot Number | 24 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | BACK CREEK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 50700 |
Source: Frederick County assessment roll, APN 91B6-24, as of July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 04, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICE LINK LP, SERVICE LINK |
| Oct 06, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| May 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Feb 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage CBC NATIONAL BANK MORTGAGE |
| Jan 24, 2018 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Jul 24, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage JAMES C & JOANN ARMSTRONG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on Record |
| Deed Sale | Jan 24, 2018 · Amount on Record |
| Prior Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 2018718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 04, 2026 |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Document Number | 0000008051 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20268051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVICE LINK LP, SERVICE LINK |
| Name | Verified Name |
|---|---|
| Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Document Number | 0000008051, |
|---|---|
| Date | Aug 04, 2026 |
| Instrument | 20268051 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 01, 2066 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000016897 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 210016897 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000002671 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 220002671 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000010456 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 220010456 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004011 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 230004011 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000001285 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 240001285 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | May 01, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | DIRECT TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0000010846 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 190010846 |
| Name | CBC NATIONAL BANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 24, 2018 |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Document Number | 0000000718 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 180000718 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Document Number | 0000000719 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 180000719 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 24, 2017 |
| Property Address | 2150 FIFTH ST, MIDDLETOWN, VA 22645-9568 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 7420 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 16, 2017 |
| Title Company | ATLANTIC TITLE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 FIFTH ST MIDDLETOWN VA 226459568, MIDDLETOWN, VA 22645-9568 |
| Investor | Possibly a Property Investor |
| Document Number | 0000007420 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 7420 |
| Name | JAMES C & JOANN ARMSTRONG |
|---|---|
| Address | 107 TURNBERRY LN, HAZLE TOWNSHIP, PA 18202-9593 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2018 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Municipality | Middletown Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,355.00 (-12.3%) | $321,900 (-) Land $83,000 Building $238,900 | $321,900 (-) Land $83,000 Building $238,900 |
| 2025 | $1,545.00 | $321,900 Land $83,000 Building $238,900 | $321,900 Land $83,000 Building $238,900 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690507001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 170 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system VA2069333, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF MIDDLETOWN serves 1,390 people |
|---|---|
| Water Source | Purchased surface water from CITY OF WINCHESTER |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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