San Luis Obispo County property record for 2150 Cowper St, Cambria, CA 93428 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,260 sqft · built 1991 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $649,000 (Jun 2016) |
| Tax Bill | $8,447 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-402-024 |
| Primary APN | 023-402-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Wood |
| Lot Area | 7,000 sqft (0.161 acres) |
| Terrain | Above Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2150 COWPER ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-5108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAM PINES MAN U NO 3 BL 59 LTS 22 TO 25 |
| Legal Subdivision | CAMBRIA PINES MANOR 03 |
| Legal Block | 59 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10403 |
Source: San Luis Obispo County records · APN 023-402-024
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 880 E MAIN ST, VENTURA, CA 93001-2908 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2016 · Amount on Record |
| Deed Sale | Jun 07, 2016 · Amount on Record |
| Deed Document Number | 201626173 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0000001339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2150 COWPER ST, CAMBRIA, CA 93428-5108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016487 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 2017016487 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2150 COWPER ST, CAMBRIA, CA 93428-5108 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIORITY TITLE CAMARILLO |
| Name | Verified Name |
|---|---|
| Address | 880 E MAIN ST, VENTURA, CA 93001-2908 |
| Document Number | 0000054359 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020054359 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $783,643 (+2%) Land $332,052 Building $451,591 | |
| 2025 | $8,447.00 (+4.07%) | $768,279 (+4.04%) Land $325,542 Building $442,737 |
| 2023 | $8,117.00 (+2%) | $738,447 Land $312,901 Building $425,546 |
| 2022 | $7,958.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1983–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 609 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
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