Mecosta County property record for 215 Winter Ave, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,912 sqft · built 1930 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,564 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-130-001 |
| Primary APN | 17-14-130-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,912 sqft Total Area |
| Basement Area | 1,530 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Dimensions | 60 ft deep x 154 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 326 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 215 WINTER AVE |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000215 WINTER AVENUE: WARREN AND BRONSON'S THIRD SUBDIVISION, PLAT #2 -- BLK 27, LOTS 4 & 5 |
| Legal Subdivision | WARREN AND BRONSON'S THIRD SUBDIVISION |
| Legal Block | 27 |
| Legal Lot Number | 4-5 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960600 |
215 Winter Ave is owned and occupied by two individuals.
Source: Mecosta County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed of Trust, Mortgage · VA Mortgage EXPERT MORTGAGE LENDING LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Document Number | 000938/157 |
|---|---|
| Date | Dec 2, 2025 |
| Book Page | 938/157 |
| Instrument | 202500008171 |
| Name | EXPERT MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Document Number | 914/4105 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 914/4105 |
| Instrument | 202100007574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Document Number | 914/4105 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 914/4105 |
| Instrument | 202100009574 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 215 WINTER AVE, BIG RAPIDS, MI 49307-1847 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 900/0513 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 900/0513 |
| Instrument | 201900007261 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 215 Winter Ave was $2,564 with a homeowner's exemption.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,400 | $228,800 | |
| 2025 | $2,564.00 | ||
| 2023 | $79,100 | $158,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Winter Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 215 Winter Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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