Lake County property record for 215 Willow Bend Dr, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,257 sqft · built 2003 |
| Lot Size | 0.413 acres (18,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,500 (Jun 2014) |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Oct 2017 Reverse Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 20-22-26-1500-000-05300 |
| Primary APN | 20-22-26-1500-000-05300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,257 sqft Living Area |
| Gross Area | 2,719 sqft |
| 1st Floor Area | 2,257 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,003 sqft (0.413 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 122 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3675126 |
|---|---|
| Street Address | 215 WILLOW BEND DR |
| City | CLERMONT |
| State | FL |
| Zip | 34711-2735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CLERMONT NORTH RIDGE PHASE I SUB LOT 53 PB 36 PG 93-96 ORB 4488 PG 1725 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 20 |
| Legal Subdivision | CLERMONT NORTH RIDGE PHASE I SUB |
| Legal Tract | 1500 |
| Legal Lot Number | 53 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 31320 |
215 Willow Bend Dr is owned and occupied by an individual who bought it in June 2014.
Source: Lake County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 WILLOW BEND DR, CLERMONT, FL 34711-2735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING |
| Oct 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2014 · Amount on File |
| Deed Sale | Jun 12, 2014 · Amount on File |
| Prior Sale | Mar 21, 2012 · Amount on File |
| Deed Document Number | 201464080 |
| Deed Book / Page | 4488 / 1725 |
| Prior Transfer Date | Dec 8, 2011 |
| Prior Transfer Doc | 0041070840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 215 WILLOW BEND DR, CLERMONT, FL 34711-2735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050200139 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 5020/0139 |
| Instrument | 2017115840 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 915 Months |
| Due | Jan 15, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
| Type Change Date | Nov 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 215 WILLOW BEND DR, CLERMONT, FL 34711-2735 |
| Document Number | 0050200155 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 215 WILLOW BEND DR CLERMONT FL 347112735, CLERMONT, FL 34711-2735 |
| Document Number | 0050200155 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 005020/000155 |
| Instrument | 115841 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 924 Months |
| Due | Oct 30, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.56% |
The 2025 property tax bill for 215 Willow Bend Dr was $2,639 with exemptions applied, up 1.1% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,980 (+2.7%) | $430,876 (-) Land $150,000 Building $280,876 | |
| 2025 | $2,639.00 (+1.11%) Homeowner's exemption Widower's exemption | $199,600 Land $150,000 Building $49,600 | $430,876 Land $150,000 Building $280,876 |
| 2024 | $2,610.00 (+2.27%) | ||
| 2023 | $2,552.00 (+3.4%) Homeowner's exemption | $188,330 (+3%) | $339,793 (+3.48%) Land $68,080 Building $271,713 |
| 2022 | $2,468.00 Homeowner's exemption | $182,850 | $328,370 Land $64,400 Building $263,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Willow Bend Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 215 Willow Bend Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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