215 Willard Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 215 Willard Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 900 sqft · built 1900
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2022)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
APN	`04-28-0-301-004`

Property Details

APN / Parcel Number

Primary APN	`04-28-0-301-004`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	900 sqft Living Area
Upper Floors Area	118 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Garage Area	285 sqft
Carport	Carport
Carport Area	285 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	796 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	215 WILLARD DR
City	O FALLON
State	IL
Zip	62269-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLARD TRACTS A. P. LOT/SEC-2 A02752222
Legal Subdivision	WILLARD TRACTS A P
Legal Block	301
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3003
Census Tract	504352

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 WILLARD DR, O FALLON, IL 62269-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Sep 2, 2008 · Amount on Record
Deed Document Number	20222752222
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 7, 2022
Property Address	215 WILLARD DR, O FALLON, IL 62269-2241
Document Number	0A02752222
Map Reference	MB 65 PG 33
Instrument Date	Jul 5, 2022
Instrument	A02752222
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WILLARD DR, O FALLON, IL 62269-2241

Mortgage

Document Number	0A02752223
Date	Jul 7, 2022
Instrument	A02752223

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,707.00	$60,325 (+34.34%) Land $5,090 Building $55,235	$180,975 (+34.34%) Land $15,270 Building $165,705
2022		$44,905 Land $3,789 Building $41,116	$134,715 Land $11,367 Building $123,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20