215 Wayne St, Saginaw, MI 48602 Property Records

Saginaw County property record for 215 Wayne St, Saginaw, MI 48602

Property Summary

Property TypeCommercial
Details4,950 sqft · built 1947
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Aug 2016)
Tax Bill$2,336 (2025)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN91-90-1-94-6000-000

Property Details

APN / Parcel Number

Primary APN91-90-1-94-6000-000
Alternative APN
  • 19 1946 00000

Interior

Stories1 Story
Building Area4,950 sqft Total Area
1st Floor Area4,950 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Fire ResistanceMasonry Walls, Wood Interior
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions120 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address215 WAYNE ST
CitySAGINAW
StateMI
Zip48602
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeM-1
Legal DescriptionLOTS 1 & 2,BLK.81,CITY OF SAGINAW IN DIVISION SOUTH OF CASS STREET
Legal Range1E
Legal Township90N
Legal Section94
Legal SubdivisionOF SAGINAW IN DIVISION
Legal Block81
Legal Lot Number1-2
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group2
Census Block2055
Census Tract1300

Owner

215 Wayne St, a commercial property, is owned by an individual who bought it in August 2016.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1235 SARAH JANE CT, AUBURN, MI 48611-9204
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2016 · Amount on File
Deed SaleAug 26, 2016 · Amount on File
Prior SaleAug 13, 2004 · Amount on File
Deed Document Number201622836
Deed Book / Page2869 / 854
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address215 WAYNE ST, SAGINAW, MI 48602-1444
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025728
DateOct 16, 2019
Instrument2019025728
Lender
NameSTATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 215 Wayne St was $2,336.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
MunicipalitySaginaw City
Unified School DistrictSaginaw City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,600$73,200
2025$2,336.00
2023$30,900$61,800
2022$2,088.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 Wayne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1986)
Most Recent ClaimSep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 Wayne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAGINAW
serves 44,058 people · EPA ID MI0005850
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionFeb 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Wayne St

Nearby Streets

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