215 Ward Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 215 Ward Rd, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,064 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$97,500 (Dec 2004)
Tax Bill	$832 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`297-00-00-027`

Property Details

APN / Parcel Number

Primary APN	`297-00-00-027`
Alternative APN	`6781`

Interior

Stories	1 Story
Building Area	2,064 sqft Gross Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	6781
Street Address	215 WARD RD
City	LUGOFF
State	SC
Zip	29078-9128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	920-320 805-342
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	970403

Owner

Source: Kershaw County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 WARD RD, LUGOFF, SC 29078-9128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2004 · Amount on Record
Deed Sale	Dec 21, 2004 · Amount on Record
Prior Sale	Sep 17, 2004 · Amount on Record
Deed Book / Page	1684 / 3
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Apr 17, 2026
Property Address	215 WARD RD, LUGOFF, SC 29078-9128
Document Number	0000003560
Book / Page	5570 / 77
Instrument Date	Apr 10, 2026
Instrument	2026.3560
Record Updated	Apr 28, 2026
Title Company	SIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WARD RD, LUGOFF, SC 29078-9128

Mortgage

Document Number	0000003560,
Date	Apr 17, 2026
Book Page	5570/77
Instrument	2026.3560

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Apr 17, 2026
Property Address	215 WARD RD, LUGOFF, SC 29078-9128
Document Number	0020263560
Book / Page	5570 / 77
Instrument Date	Apr 10, 2026
Instrument	20263560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 WARD RD, LUGOFF, SC 29078-9128

Mortgage

Document Number	0000003560,
Date	Apr 17, 2026
Book Page	5570/77
Instrument	20263560

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (+176.41%)	$112,400 (-) Land $15,000 Building $97,400	$112,400 (-)
2023	$301.00	$112,400 Land $15,000 Building $97,400	$112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TruVista Communications Cable	500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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