215 W Summit St, Wilton, IA 52778 Property Records

Muscatine County property record for 215 W Summit St, Wilton, IA 52778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,120 sqft · built 1977
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Apr 2013)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0301230017`

Property Details

APN / Parcel Number

Primary APN	`0301230017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	215 W SUMMIT ST
City	WILTON
State	IA
Zip	52778-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SINGLE
Legal Description	1-78-2W LOT 16 BLK 3 RIDER'S ADD
Legal Subdivision	J J RIDER'S ADD
Legal Block	3
Legal Lot Number	16
Jurisdiction	MUSCATINE IA
Township / Civil Division	WILTON
Census Block Group	3
Census Block	3007
Census Tract	50200

Owner

215 W Summit St is owned and occupied by two individuals who bought it in April 2013.

Source: Muscatine County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 865, WILTON, IA 52778-0865
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU
Aug 5, 2019	Deed of Trust, Mortgage ASCENTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2013 · Amount on File
Deed Sale	Apr 17, 2013 · Amount on File
Prior Sale	Dec 17, 2008 · Amount on File
Deed Document Number	20131924
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	215 W SUMMIT ST, WILTON, IA 52778-9626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007062
Date	Nov 23, 2020
Instrument	2020-07062

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	215 W SUMMIT ST, WILTON, IA 52778-9626
Transaction Type	Mortgage
Record Updated	Nov 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904945
Date	Oct 15, 2019
Instrument	2019-04945

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSCATINE IA
Property Address	215 W SUMMIT ST, WILTON, IA 52778-9626
Transaction Type	Mortgage
Record Updated	Sep 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201903542
Date	Aug 5, 2019
Instrument	2019-03542

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 215 W Summit St was $2,728 with a homeowner's exemption, down 1% from the year before.

Source: Muscatine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Muscatine County
Municipality	Wilton City
Unified School District	Wilton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,728.00 (-10.03%) Homeowner's exemption	$188,300 Land $23,520 Building $164,780	$188,300 Land $23,520 Building $164,780
2024	$3,032.00
2023		$186,783 (+11.85%) Land $23,532 Building $163,251	$186,783 Land $23,532 Building $163,251
2022	$2,980.00 Homeowner's exemption	$166,990 Land $22,200 Building $144,790
2021			$166,990 Land $22,200 Building $144,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 W Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 W Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILTON WATER SUPPLY serves 2,924 people · EPA ID IA7078026
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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