Houston County property record for 215 Third St, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1996 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (Oct 2020) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2020 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65A-67 |
| Primary APN | 65A-67 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Heated Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31020 |
|---|---|
| Street Address | 215 THIRD ST |
| City | ELKO |
| State | GA |
| Zip | 31025-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 193 BLK 22 ELKO 205/13TH |
| Legal Subdivision | 970 |
| Legal Block | 22 |
| Legal Lot Number | 193 |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 21502 |
Source: Houston County records, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1211 MACON RD, PERRY, GA 31069-2680 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit MORRIS BANK |
| Oct 15, 2020 | Grant Deed, Foreclosure ATTORNEY ONLY |
| Jan 15, 2020 | Deed of Trust, Mortgage · Line of Credit MORRIS BK |
| Jan 15, 2020 | Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Book / Page | 8812 / 262 |
| Prior Transfer Date | Jun 8, 1988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 215 THIRD ST, ELKO, GA 31025-2253 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0107940783 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 10794/783 |
| Name | MORRIS BANK |
|---|---|
| Type | Bank |
| Address | PERRY, GA 31069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Oct 15, 2020 |
| Property Address | 215 THIRD ST, ELKO, GA 31025-2253 |
| Document Number | 0088120262 |
| Book / Page | 008812 / 000262 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 520 DUBLIN GA 310400520, DUBLIN, GA 31040-0520 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 215 THIRD ST, ELKO, GA 31025-2253 |
| Document Number | 0084520325 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 215 THIRD ST ELKO GA 310252253, ELKO, GA 31025-2253 |
| Document Number | 0084520325 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 008452/000325 |
| Name | MORRIS BK |
|---|---|
| Type | Bank |
| Address | DUBLIN, GA 31040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 14, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Jan 15, 2020 |
| Property Address | 215 THIRD ST, ELKO, GA 31025-2253 |
| Document Number | 0084520312 |
| Book / Page | 8452 / 312 |
| Map Reference | MB 1 PG 254 |
| Instrument Date | Jan 15, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 520, DUBLIN, GA 31040-0520 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 (+26.26%) | $47,120 (+39.57%) Land $3,200 Building $43,920 | $117,800 (+39.57%) Land $8,000 Building $109,800 |
| 2023 | $815.00 (+6.4%) | $33,760 (+6.43%) Land $2,040 Building $31,720 | $84,400 (+6.43%) Land $5,100 Building $79,300 |
| 2022 | $766.00 | $31,720 Land $2,040 Building $29,680 | $79,300 Land $5,100 Building $74,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUSTON COUNTY-HENDERSON serves 1,253 people · EPA ID GA1530005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Also Mapped Here | HOUSTON COUNTY-FEAGIN MILL |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Windstream DSL | 200 / 20 |
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