215 Summit Ave, Johnstown, PA 15905 Property Records

Cambria County property record for 215 Summit Ave, Johnstown, PA 15905

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Jun 2014)
Tax Bill	$847 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-009.-110.001`

Property Details

APN / Parcel Number

Primary APN	`28-009.-110.001`
Alternative APN	`028 019834`

Exterior

Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide

Location & Zoning

Street Address	215 SUMMIT AVE
City	JOHNSTOWN
State	PA
Zip	15905-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 X 100 H
Legal Subdivision	BOROUGH OF FERNDALE PLAN
Jurisdiction	CAMBRIA PA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2036
Census Tract	11000

Owner

215 Summit Ave is owned and occupied by an individual who bought it in June 2014.

Source: Cambria County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	215 SUMMIT AVE, JOHNSTOWN, PA 15905-3841
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SUMMIT BANK
Jun 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SUMMIT BANK
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SOMERSET TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014 · Amount on File
Deed Sale	Jun 27, 2014 · Amount on File
Deed Document Number	20146486
Deed Book / Page	2642 / 253
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	215 SUMMIT AVE, JOHNSTOWN, PA 15905-3841
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000007200
Date	Jun 15, 2021
Instrument	20210-00007200

Lender

Name	FIRST SUMMIT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2061

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	215 SUMMIT AVE, JOHNSTOWN, PA 15905-3841
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000007199
Date	Jun 15, 2021
Instrument	20210-00007199

Lender

Name	FIRST SUMMIT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	215 SUMMIT AVE, JOHNSTOWN, PA 15905-3841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019000011631
Date	Nov 18, 2019
Instrument	20190-00011631

Lender

Name	SOMERSET TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 215 Summit Ave was $847.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Ferndale Borough
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$847.00	$16,530 Land $1,420 Building $15,110
2024	$2,442.00 (+4.4%)	$16,530 (-) Land $1,420 Building $15,110
2023	$2,339.00	$16,530 Land $1,420 Building $15,110
1972			$16,530 Land $1,420 Building $15,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 215 Summit Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1984–2017)
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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