215 Stephens St, Lafayette, LA 70506 Property Records

Lafayette Parish property record for 215 Stephens St, Lafayette, LA 70506

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 1957
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Oct 2022)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2016 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6065276`

Property Details

APN / Parcel Number

Primary APN	`6065276`

Interior

Building Area	1,449 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	163 ft deep x 80 ft wide

Location & Zoning

Street Address	215 STEPHENS ST
City	LAFAYETTE
State	LA
Zip	70506-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK G SOUTHWESTERN VILLA (80X163.2X60X144.60)
Legal Range	04E
Legal Township	09S
Legal Section	06
Legal Subdivision	SOUTHWESTERN VILLA
Legal Block	G
Legal Lot Number	2
Jurisdiction	LAFAYETTE LA
Township / Civil Division	D
Census Block Group	1
Census Block	1007
Census Tract	500

Owner

Source: Lafayette Parish records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	513 LOREAUVILLE RD, NEW IBERIA, LA 70563-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed, Transfer · Conventional Mortgage HOME BANK NA
May 27, 2016	Cash Sale Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on Record
Deed Sale	Oct 4, 2022 · Amount on Record
Prior Sale	May 27, 2016 · Amount on Record
Deed Document Number	202239396
Record Updated	Jun 8, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Oct 4, 2022
Property Address	215 STEPHENS ST, LAFAYETTE, LA 70506-4645
Document Number	202200039396
Instrument Date	Oct 3, 2022
Instrument	2022-00039396
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 LOREAUVILLE RD, NEW IBERIA, LA 70563-1939

Mortgage

Document Number	202200039397
Date	Oct 4, 2022
Instrument	2022-00039397

Lender

Name	HOME BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

May 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 27, 2016
Property Address	215 STEPHENS ST, LAFAYETTE, LA 70506-4645
Document Number	201600018704
Instrument Date	May 27, 2016
Instrument	2016-00018704
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SILVER OAK LN, BROUSSARD, LA 70518-7039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WOODMONT DR, LAFAYETTE, LA 70508-7880

Mortgage

Document Number	201600018705
Date	May 27, 2016
Instrument	2016-00018705

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (+19%)	$18,365 (+20.29%) Land $3,875 Building $14,490	$183,650 (+20.29%) Land $38,750 Building $144,900
2023	$1,605.00 (+0.5%) Homeowner's exemption	$15,267 (-) Land $3,875 Building $11,392	$152,670 (-) Land $38,750 Building $113,920
2022	$1,597.00 Homeowner's exemption	$15,267 Land $3,875 Building $11,392	$152,670 Land $38,750 Building $113,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1991–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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